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ActiveMLS# 197472

$1,495,000

$552/sq ft

634 Dolphin Road · Fripp Island, SC 29920

6

Beds

4

Baths

2,708

Sq Ft

2023

Built

Single Family Residence$552/sq ft4 days on market
WaterfrontGolf Course ViewGarageFireplaceHOA Community

What stands out

  • Waterfront — Lagoon
  • Golf Course views
  • Attached garage
  • Fireplace
  • Outdoor living: Screened Porch, Front Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Luxurious and elegant, this custom built home features 6 spacious bedrooms and 4 beautifully appointed bathrooms, perfect for family getaways and entertaining guests. Offering exquisite Lowcountry living with picturesque views of award-winning Ocean Point Golf Links. Fully furnished, move-in ready, and offering a turn-key opportunity for memorable vacations and attractive short-term rental income. Designed to maximize both light and views, this home seamlessly blends indoor luxury with the natural beauty of South C…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($299,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-23 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$8,863–$9,098/mo

Principal & Interest$7,623
Property tax (owner-occ. 4%, est.)$623
Homeowners insurance (est.)$436
HOA dues$116
Flood ins. (required, est. range)$65$300
Loan amount$1,196,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,495,000 price, 20% down, 6.58% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
6
Full Baths
4
Living Area
2,708 sq ft
Flooring
Luxury Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Cable TV/Available, Dryer, Washer, Whirlpool Tub, Furnished, Tankless Water Heater
Heating
Electric, Heat Pump, Central
Cooling
Electric, Heat Pump, Central Air
Fireplace
1
Water Heater
Tankless
Interior Features
Ceiling Fan(s), Chandelier, Crown Molding, Entrance Foyer, Open Floorplan, Walk-In Closet(s), Master Downstairs

Exterior & Lot

Lot Size
0.41 acres
Construction
Frame, HardiPlank Type
Foundation
Elevated
Roof
Metal
Parking
Attached, Garage, Garage Faces Side, Gravel
Porch / Patio
Screened Porch, Front Porch
View
Golf Course
Waterfront
Lagoon
Exterior Features
Thermo-Panes

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,388 / annually

Financial & Terms

List Price
$1,495,000
Price / Sq Ft
$552
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 4 days.

  1. Status: Active

    Jul 25, 2026

  2. New Listing

    Jul 25, 2026

  3. Listed for sale

    Jul 25, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $874,544–$1,310,330 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
621 Dolphin Road, Fripp Island, SC 299205 bd · 2,728 sqft$927,000$340Aug 2025
388 Wahoo Drive, Fripp Island, SC 299205 bd · 2,632 sqft$850,000$323Oct 2025
507 Remora Circle, Fripp Island, SC 299205 bd · 2,612 sqft$980,000$375May 2026
136 Ocean Creek Boulevard, Fripp Island, SC 299205 bd · 2,584 sqft$1,250,330$484Sep 2025
738 Marlin Drive, Fripp Island, SC 299205 bd · 2,562 sqft$900,000$351Feb 2026

Recent closed sales of similar homes nearby (this list price is $1,495,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

634 Dolphin Road, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.9 mi

  • Bluffton

    ~23.6 mi

  • Hilton Head Island

    ~18 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Charles Patty, Fripp Island Real Estate Co.

Listing data last updated July 25, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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