1 / 61
ActiveMLS# 194780

$725,000

$281/sq ft

64 Osprey Circle · Okatie, SC 29909

3

Beds

3.5

Baths

2,580

Sq Ft

1998

Built

Single Family Residence$281/sq ft139 days on market
WaterfrontGolf Course ViewPoolGarageSingle-Level LivingFireplaceHOA Community

What stands out

  • Waterfront — Lagoon
  • Golf Course views
  • Single-level living
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Screened Porch, Patio, Front Porch
  • 0.58-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Experience the romance of Lowcountry living on Callawassie Island. Tucked beneath towering pines on a quiet, private homesite, this 2,580 sq ft home offers 3BR/3BA plus a dedicated office and captivating lagoon-to-golf views. A classic brick stairway leads to an expansive, columned front porch-rocking-chair ready and cooled by ceiling fans-setting the tone for slow mornings, sweet tea afternoons, and sunset conversations. Inside, enjoy light-filled living spaces and a gourmet kitchen built for gathering, featuring…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($145,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$4,241–$4,476/mo

Principal & Interest$3,662
Property tax (owner-occ. 4%, est.)$302
Homeowners insurance (est.)$211
Flood ins. (required, est. range)$65$300
Loan amount$580,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $725,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $288/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
3
Half Baths
1
Living Area
2,580 sq ft
Levels
One
Flooring
Tile, Wood
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer
Heating
Electric, Heat Pump, Central
Cooling
Electric, Heat Pump, Central Air
Fireplace
1
Interior Features
Ceiling Fan(s), Entrance Foyer, Pantry, Smart Thermostat, Walk-In Closet(s)

Exterior & Lot

Lot Size
0.58 acres
Construction
Stucco
Roof
Composition
Parking
Garage
Porch / Patio
Screened Porch, Patio, Front Porch
Pool
Community
View
Golf Course
Waterfront
Lagoon

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$725,000
Price / Sq Ft
$281
Annual Taxes
$288
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 139 days.

  1. Status: Active

    Feb 24, 2026

  2. New Listing

    Feb 24, 2026

  3. Came on market

    Feb 24, 2026

  4. Listed for sale

    Feb 20, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $726,582–$1,125,935).
Sold homeSold price$/sqftClosed
108 Fernleaf Lane, Okatie, SC 299093 bd · 2,677 sqft$875,000$327May 2026
416 Freshwater Lane, Okatie, SC 299093 bd · 2,443 sqft$688,000$282Apr 2026
83 Osprey Circle, Okatie, SC 299093 bd · 2,722 sqft$879,000$323Jun 2026
70 Fern Leaf Lane, Okatie, SC 299093 bd · 2,437 sqft$765,000$314Mar 2026
67 Osprey Circle, Okatie, SC 299093 bd · 2,406 sqft$1,050,000$436May 2026

Recent closed sales of similar homes nearby (this list price is $725,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

64 Osprey Circle, Okatie, SC 29909

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.5 mi

  • Bluffton

    ~6 mi

  • Hilton Head Island

    ~9.8 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Richard Reed, Charter One Realty.

Listing data last updated June 23, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

Similar homes you may like

More homes in Okatie

View all Okatie listings

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

Call
Save