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ActiveMLS# 194886

$499,888

$267/sq ft

640 Old House Road · Ridgeland, SC 29936

3

Beds

2

Baths

1,872

Sq Ft

1987

Built

Single Family Residence$267/sq ft110 days on market
Pool ViewTrees/Woods ViewPoolSingle-Level LivingNo HOAVA-Friendly Financing

What stands out

  • Pool, Trees/Woods views
  • Single-level living
  • Private pool
  • Outdoor living: Front Porch
  • No HOA
  • Accepts VA financing
  • 0.69-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

Flood zone not yet confirmed

We couldn't pull a verified FEMA flood zone for this address automatically — we'll confirm it for you before you write an offer.

Ask us to verify the flood zone

Listing description

Brand New LVP Flooring Throughout | Move-In Ready Lowcountry Retreat Your opportunity to own this stunning Lowcountry retreat just got even better -- now featuring brand-new luxury vinyl plank (LVP) flooring throughout, backed by a lifetime warranty, and truly move-in ready. Enjoy the best of peaceful country living without sacrificing convenience. Located at 640 Old House Road, you're just 30 minutes from Beaufort, Bluffton, and Savannah, SC- offering a private escape unlike anything else in the area. Thi…

Your all-in monthly cost (est.)

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Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$3,477/mo

Principal & Interest$3,156
Property tax (owner-occ. 4%, est.)$175
Homeowners insurance (est.)$146
Loan amount$499,888
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $499,888 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Living Area
1,872 sq ft
Levels
One
Flooring
Tile, Luxury Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Tankless Water Heater
Heating
Electric, Heat Pump, Central
Cooling
Electric, Heat Pump, Central Air
Water Heater
Electric, Tankless
Interior Features
Ceiling Fan(s), Pantry, Smart Thermostat, Soaking Tub, Walk-In Closet(s), Double Closets, Master Downstairs

Exterior & Lot

Lot Size
0.69 acres
Construction
Other
Foundation
Slab
Roof
Composition
Parking
Driveway, Gravel, Parking Pad
Carport
2 spaces
Porch / Patio
Front Porch
Pool
In Ground, Private, Salt Water
View
Pool, Trees/Woods
Exterior Features
Storage, Hot Tub

Utilities

Water
Private
Sewer
Septic Tank

Community & HOA

HOA
None

Financial & Terms

List Price
$499,888
Price / Sq Ft
$267
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 110 days.

  1. Status: Active

    Jul 10, 2026

  2. Back On Market

    Jul 10, 2026

  3. Came on market

    Jul 10, 2026

  4. Listed for sale

    Feb 26, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $284,143–$463,279 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
1169 Hearthstone Drive, Ridgeland, SC 299363 bd · 1,923 sqft$475,900$247May 2026
88 Parsons Place, Ridgeland, SC 299363 bd · 1,768 sqft$412,000$233Jun 2026
803 Hearthstone Drive, Ridgeland, SC 299363 bd · 2,000 sqft$420,000$210May 2026
6591 Lowcountry Drive, Ridgeland, SC 299363 bd · 1,680 sqft$255,000$152May 2026
19 Landing Road, Ridgeland, SC 299363 bd · 1,617 sqft$314,900$195Jul 2026

Recent closed sales of similar homes nearby (this list price is $499,888). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

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Location

640 Old House Road, Ridgeland, SC 29936

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~16.9 mi

  • Bluffton

    ~17.3 mi

  • Hilton Head Island

    ~21.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Jennifer Karczewski, United Country J Romero Group.

Listing data last updated July 11, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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