Skip to main content
1 / 31
ActiveMLS# 197647

$320,000

$260/sq ft

653 College Park Circle · Okatie, SC 29909

3

Beds

2.5

Baths

1,232

Sq Ft

2006

Built

Single Family Residence$260/sq ft8 days on market
Neighborhood ViewPond ViewFireplaceHOA CommunityVA-Friendly Financing

What stands out

  • Neighborhood, Pond views
  • Fireplace
  • Outdoor living: Covered, Front Porch
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AModerate-to-high flood risk

FEMA Zone A — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to 653 College Park! This fully renovated, turn-key 3-bedroom, 2.5-bath home blends modern updates with warm character. Beautiful wood beam accents and a fireplace with LED lighting create a standout living space, while the updated kitchen features stainless steel appliances. Enjoy peace of mind with a new roof installed in 2024, water heater replaced in 2022, and an HVAC system professionally serviced quarterly. All appliances convey, including the washer and dryer. Move-in ready with the updates already d…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-06 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$2,484–$2,719/mo

Principal & Interest$2,063
Property tax (owner-occ. 4%, est.)$133
Homeowners insurance (est.)$93
HOA dues$130
Flood ins. (required, est. range)$65$300
Loan amount$320,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $320,000 price, 0% down, 6.69% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
1,232 sq ft
Levels
Two
Flooring
Luxury Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Vent Exhaust Fan, Fireplace/Equipment, Cable TV/Available, Dryer, Washer
Heating
Heat Pump, Central
Cooling
Heat Pump, Central Air
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s), Beamed Ceilings, Open Floorplan, Recessed Lighting, Walk-In Closet(s)

Exterior & Lot

Lot Size
0.11 acres
Construction
Vinyl Siding
Foundation
Slab
Roof
Composition
Parking
Parking Pad
Porch / Patio
Covered, Front Porch
View
Neighborhood, Pond

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Sewer Available, Water Available

Community & HOA

HOA Fee
$130 / monthly

Financial & Terms

List Price
$320,000
Price / Sq Ft
$260
Financing Accepted
Conventional, Fha, Rural Development/usda, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 8 days.

  1. Status: Active

    Aug 6, 2026

  2. New Listing

    Aug 6, 2026

  3. Listed for sale

    Aug 6, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $252,159–$317,388).
Sold homeSold price$/sqftClosed
5 Capers Creek Drive, Okatie, SC 299093 bd · 1,378 sqft$355,000$258Jan 2026
235 University Parkway, Okatie, SC 299093 bd · 1,392 sqft$308,000$221Sep 2025
224 Athletics Park Road, Okatie, SC 299093 bd · 1,397 sqft$330,000$236Jan 2026
223 Dillard Mill Drive, Okatie, SC 299093 bd · 1,412 sqft$289,000$205Oct 2025
116 Slater Street, Okatie, SC 299092 bd · 1,224 sqft$260,000$212Jul 2026

Recent closed sales of similar homes nearby (this list price is $320,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

653 College Park Circle, Okatie, SC 29909

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~21 mi

  • Bluffton

    ~9 mi

  • Hilton Head Island

    ~15.3 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Dynasty A Lewis, Coldwell Banker Realty.

Listing data last updated August 9, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Similar homes you may like

More homes in Okatie

View all Okatie listings

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Call
Save