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ActivePrice ReducedMLS# 194090

$874,000

$451/sq ft

696 Bonito Drive · Fripp Island, SC 29920

3

Beds

3

Baths

1,940

Sq Ft

2006

Built

Single Family Residence$451/sq ft154 days on market
WaterfrontGolf Course ViewPond ViewPoolFenced YardHOA CommunityVA-Friendly Financing

What stands out

  • Waterfront — Pond
  • Golf Course, Pond views
  • Private pool
  • Outdoor living: Patio, Covered, Front Porch, Rear Porch
  • Fenced yard
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

696 Bonito Drive is a 3-bedroom, 3-bath single-family home with strong short-term rental potential on Fripp Island. The property offers pond views, multiple outdoor living spaces, and a private, fully fenced backyard, ideal for guests, pets, or entertaining. This home comes mostly furnished! A paver patio overlooks the pond, and multiple porches extend the living space. A new roof was replaced in 2025, adding value and peace of mind. The functional layout allows for comfortable full-time living or rental use with…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$6,191–$6,426/mo

Principal & Interest$5,507
Property tax (owner-occ. 4%, est.)$364
Homeowners insurance (est.)$255
Flood ins. (required, est. range)$65$300
Loan amount$874,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $874,000 price, 0% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
3
Living Area
1,940 sq ft
Levels
Two
Flooring
Tile, Wood, Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Cable TV/Available, Dryer, Washer, Furnished
Heating
Heat Pump, Central
Cooling
Heat Pump, Central Air
Water Heater
Electric
Interior Features
High Ceilings, Open Floorplan, Recessed Lighting, Walk-In Closet(s), Wet Bar

Exterior & Lot

Lot Size
0.08 acres
Construction
HardiPlank Type
Foundation
Elevated
Roof
Composition
Porch / Patio
Patio, Covered, Front Porch, Rear Porch
Fencing
Full
Pool
Community
View
Golf Course, Pond
Waterfront
Pond

Utilities

Water
Other
Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$874,000
Price / Sq Ft
$451
Financing Accepted
Conventional, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 154 days.

  1. Price Reduced

    May 13, 2026

  2. Status: Active

    Jan 23, 2026

  3. Came on market

    Jan 23, 2026

  4. Listed for sale

    Jan 12, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $595,829–$769,841 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
746 Bonito Drive, Fripp Island, SC 299203 bd · 1,938 sqft$670,000$346Jan 2026
905 Gull Cove, Fripp Island, SC 299203 bd · 1,978 sqft$607,500$307Apr 2026
709 Marlin Drive, Fripp Island, SC 299203 bd · 1,890 sqft$750,000$397Apr 2026
264 Tarpon Boulevard, Fripp Island, SC 299203 bd · 1,812 sqft$635,000$350Feb 2026
603 Newhaven Court, Fripp Island, SC 299203 bd · 1,796 sqft$562,500$313Mar 2026

Recent closed sales of similar homes nearby (this list price is $874,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

696 Bonito Drive, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.3 mi

  • Bluffton

    ~22.5 mi

  • Hilton Head Island

    ~17 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Ryanne Goneke, eXp Realty LLC - Bluffton.

Listing data last updated May 13, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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