$868,626
$448/sq ft696 Bonito Drive · Fripp Island, SC 29920
3
Beds
3
Baths
1,940
Sq Ft
2006
Built
What stands out
- Waterfront — Pond
- Golf Course, Pond views
- Private pool
- Outdoor living: Patio, Covered, Front Porch, Rear Porch
- Fenced yard
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
696 Bonito Drive is a 3-bedroom, 3-bath single-family home with strong short-term rental potential on Fripp Island. The property offers pond views, multiple outdoor living spaces, and a private, fully fenced backyard, ideal for guests, pets, or entertaining. This home comes mostly furnished! A paver patio overlooks the pond, and multiple porches extend the living space. A new roof was replaced in 2025, adding value and peace of mind. The functional layout allows for comfortable full-time living or rental use with…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$6,165–$6,400/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $868,626 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 3
- Living Area
- 1,940 sq ft
- Levels
- Two
- Flooring
- Tile, Wood, Vinyl
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Cable TV/Available, Dryer, Washer, Furnished
- Heating
- Heat Pump, Central
- Cooling
- Heat Pump, Central Air
- Water Heater
- Electric
- Interior Features
- High Ceilings, Open Floorplan, Recessed Lighting, Walk-In Closet(s), Wet Bar
Exterior & Lot
- Lot Size
- 0.08 acres
- Construction
- HardiPlank Type
- Foundation
- Elevated
- Roof
- Composition
- Porch / Patio
- Patio, Covered, Front Porch, Rear Porch
- Fencing
- Full
- Pool
- Community
- View
- Golf Course, Pond
- Waterfront
- Pond
Utilities
- Water
- Other
- Sewer
- Public Sewer
Community & HOA
- HOA
- Yes (fee not listed)
Financial & Terms
- List Price
- $868,626
- Price / Sq Ft
- $448
- Financing Accepted
- Conventional, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 174 days.
Price Reduced
Jun 26, 2026
Status: Active
Jan 23, 2026
Came on market
Jan 23, 2026
Listed for sale
Jan 12, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 905 Gull Cove, Fripp Island, SC 299203 bd · 1,978 sqft | $607,500 | $307 | Apr 2026 |
| 2 Osprey Landing Court, Fripp Island, SC 299203 bd · 1,895 sqft | $685,000 | $361 | Jun 2026 |
| 709 Marlin Drive, Fripp Island, SC 299203 bd · 1,890 sqft | $750,000 | $397 | Apr 2026 |
| 528 Rookery Lane, Fripp Island, SC 299203 bd · 1,868 sqft | $831,500 | $445 | Jul 2026 |
| 264 Tarpon Boulevard, Fripp Island, SC 299203 bd · 1,812 sqft | $635,000 | $350 | Feb 2026 |
Recent closed sales of similar homes nearby (this list price is $868,626). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
696 Bonito Drive, Fripp Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~13.3 mi
Bluffton
~22.5 mi
Hilton Head Island
~17 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Ryanne Goneke, eXp Realty LLC - Bluffton.
Listing data last updated July 8, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.