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ActivePrice ReducedMLS# 193600

$865,000

$457/sq ft

703 Sea Dragon Lane · Fripp Island, SC 29920

3

Beds

2.5

Baths

1,894

Sq Ft

1999

Built

Single Family Residence$457/sq ft205 days on market
Neighborhood ViewTrees/Woods ViewFireplaceHOA CommunityVA-Friendly Financing

What stands out

  • Neighborhood, Trees/Woods views
  • Fireplace
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

WALK TO THE BEACH IN 3 BLOCKS! 3&1/2 Bedrooms - please read. This home features an elevator from the garage to the main level of living. This well maintained home offers a BEAUTIFUL hardscape exterior featuring french drains, graveled pathways, a retaining wall, patio, and mature, natural landscaping. The primary bedroom is located on the first floor. 2 additional bedrooms are on the 2nd floor and one of these bedrooms has a bunk room attached. Relax and unwind in the Carolina Room or on the screened porch while en…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$6,244–$6,479/mo

Principal & Interest$5,450
Property tax (owner-occ. 4%, est.)$360
Homeowners insurance (est.)$252
HOA dues$116
Flood ins. (required, est. range)$65$300
Loan amount$865,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $865,000 price, 0% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
1,894 sq ft
Levels
Two
Heating
Electric, Heat Pump, Central
Cooling
Electric, Heat Pump, Central Air
Fireplace
1
Water Heater
Electric

Exterior & Lot

Lot Size
APPROXIMATE: 90x138x89x138
Construction
HardiPlank Type
Foundation
Elevated
View
Neighborhood, Trees/Woods

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,387 / annually

Financial & Terms

List Price
$865,000
Price / Sq Ft
$457
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 205 days.

  1. Price Reduced

    Jun 6, 2026

  2. Status: Active

    Feb 27, 2026

  3. Came on market

    Feb 27, 2026

  4. Listed for sale

    Nov 23, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $581,701–$751,587 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
709 Marlin Drive, Fripp Island, SC 299203 bd · 1,890 sqft$750,000$397Apr 2026
746 Bonito Drive, Fripp Island, SC 299203 bd · 1,938 sqft$670,000$346Jan 2026
264 Tarpon Boulevard, Fripp Island, SC 299203 bd · 1,812 sqft$635,000$350Feb 2026
905 Gull Cove, Fripp Island, SC 299203 bd · 1,978 sqft$607,500$307Apr 2026
603 Newhaven Court, Fripp Island, SC 299203 bd · 1,796 sqft$562,500$313Mar 2026

Recent closed sales of similar homes nearby (this list price is $865,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

703 Sea Dragon Lane, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.8 mi

  • Bluffton

    ~23.3 mi

  • Hilton Head Island

    ~17.7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Karen Kenan Glisson, The HomesFinder Realty Group.

Listing data last updated June 6, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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