$729,000
$387/sq ft706 - 708 Church Street · Beaufort, SC 29902
4
Beds
2
Baths
1,885
Sq Ft
1914
Built
What stands out
- City, Downtown, Neighborhood views
- Single-level living
- Garage parking
- Outdoor living: Deck, Porch, Front Porch
- Fenced yard
- No HOA
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Attention buyers seeking value in Historic Downtown Beaufort! Offered below the 2025 independent appraised value of $775,000, 706-708 Church Street presents a rare opportunity with immediate value and long-term upside. Historic home enthusiasts will appreciate the charm & flexibility this unique property offers -- especially at this price point in Downtown Beaufort. The main home is a beautifully updated 1914 Lowcountry Cottage featuring painted wood floors, beamed ceilings, 2 bedrooms, 1 bath, & approximately 1,02…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-02 — a benchmark, not your rate.
Estimated all-in monthly
$5,091/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $729,000 price, 0% down, 6.43% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,320/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 2
- Living Area
- 1,885 sq ft
- Levels
- One
- Flooring
- Carpet, Tile, Wood, Vinyl
- Appliances
- Electric Range, Refrigerator, Dryer, Washer, Attic Fan
- Heating
- Electric, Central
- Cooling
- Electric, Central Air
- Water Heater
- More Than One
- Interior Features
- Ceiling Fan(s), Beamed Ceilings, Master Downstairs
Exterior & Lot
- Lot Size
- 0.17 acres
- Construction
- Block, Other
- Foundation
- Slab, Crawl
- Roof
- Composition
- Parking
- Driveway, No Garage, Off Street, On Street, Unassigned
- Porch / Patio
- Deck, Porch, Front Porch
- Fencing
- Partial
- View
- City, Downtown, Neighborhood
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $729,000
- Price / Sq Ft
- $387
- Annual Taxes
- $1,320.1
- Financing Accepted
- Conventional, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 46 days.
Status: Active
May 24, 2026
New Listing
May 24, 2026
Listed for sale
May 24, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 1116 Salem Bay Drive, Beaufort, SC 299024 bd · 1,835 sqft | $437,218 | $238 | Jul 2026 |
| 70 Fairfield Road, Beaufort, SC 299074 bd · 1,791 sqft | $295,000 | $165 | Jul 2026 |
| 1106 Salem Bay Drive, Beaufort, SC 299024 bd · 1,775 sqft | $424,915 | $239 | Jun 2026 |
| 27 Gay Drive, Beaufort, SC 299074 bd · 1,710 sqft | $350,000 | $205 | Jun 2026 |
| 133 Wade Hampton Drive, Beaufort, SC 299074 bd · 2,092 sqft | $565,000 | $270 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $729,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
706 - 708 Church Street, Beaufort, SC 29902
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~0.4 mi
Bluffton
~17.5 mi
Hilton Head Island
~15.8 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Katie Gambla, Keller Williams.
Listing data last updated June 25, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.