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ActiveMLS# 198514

$625,000

$337/sq ft

748 Osprey Lake Circle · Hardeeville, SC 29927

3

Beds

2

Baths

1,857

Sq Ft

2021

Built

Single Family Residence$337/sq ft2 days on market
WaterfrontLake ViewPoolGarageSingle-Level LivingFenced YardHOA CommunityVA-Friendly Financing

What stands out

  • Waterfront — Lake
  • Lake views
  • Single-level living
  • Garage parking
  • Private pool
  • Outdoor living: Screened Porch, Covered Patio, Deck, Porch, Covered, Front Porch, Rear Porch
  • Fenced yard
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to your private oasis on nearly an acre in Osprey Lake! This exceptional property features a long, tree-lined driveway leading to a scenic retreat with expansive, unobstructed lake views. Step inside to light-filled living spaces, then head out to the spacious screened porch-the perfect spot to relax and take in the water views year-round. Outside, enjoy your private pool, sprawling yard, and direct connection to nature, offering rare privacy and room to spread out. Homes on lots of this size with premium w…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-10-08 — a benchmark, not your rate.

Estimated all-in monthly

$4,728/mo

Principal & Interest$4,327
Property tax (owner-occ. 4%, est.)$219
Homeowners insurance (est.)$182
Loan amount$625,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $625,000 price, 0% down, 7.4% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,450/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Living Area
1,857 sq ft
Levels
One
Flooring
Luxury Vinyl
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Built-In Electric Oven
Heating
Electric, Central
Cooling
Electric, Central Air
Interior Features
Ceiling Fan(s), Crown Molding, Double Vanity, Entrance Foyer, Open Floorplan, Pantry, Recessed Lighting, Tray Ceiling(s), Walk-In Closet(s), Master Downstairs

Exterior & Lot

Lot Size
0.94 acres
Construction
Vinyl Siding
Foundation
Slab
Roof
Composition
Parking
Driveway, Garage
Porch / Patio
Screened Porch, Covered Patio, Deck, Porch, Covered, Front Porch, Rear Porch
Fencing
Partial
Pool
In Ground, Outdoor Pool, Private
View
Lake
Waterfront
Lake
Exterior Features
Rain Gutters

Utilities

Water
Public
Sewer
Septic Tank

Community & HOA

HOA Fee
$1,200

Financial & Terms

List Price
$625,000
Price / Sq Ft
$337
Annual Taxes
$2,450
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 2 days.

  1. Status: Active

    Oct 8, 2026

  2. New Listing

    Oct 8, 2026

  3. Came on market

    Oct 8, 2026

  4. Listed for sale

    Oct 5, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $292,277–$374,283 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
342 Conifer Street, Hardeeville, SC 299273 bd · 1,829 sqft$368,640$202Aug 2026
447 Rifle Road, Hardeeville, SC 299363 bd · 1,894 sqft$374,990$198Sep 2026
553 Royal Road, Hardeeville, SC 299273 bd · 1,779 sqft$280,000$157Sep 2026
238 Royal Road, Hardeeville, SC 299273 bd · 1,779 sqft$295,000$166Aug 2026
595 Royal Road, Hardeeville, SC 299273 bd · 1,779 sqft$302,500$170Aug 2026

Recent closed sales of similar homes nearby (this list price is $625,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Questions about this home?

Ask a local agent — we'll get back to you with real answers, usually same day.

Location

748 Osprey Lake Circle, Hardeeville, SC 29927

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~27.6 mi

  • Bluffton

    ~10.9 mi

  • Hilton Head Island

    ~16.7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Taylor Lomprez, Keller Williams Realty.

Listing data last updated October 8, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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