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ActiveMLS# 197249

$1,100,000

$289/sq ft

774 Boyd Creek Drive · Ridgeland, SC 29936

6

Beds

4

Baths

3,800

Sq Ft

1989

Built

Single Family Residence$289/sq ft10 days on market
WaterfrontRiver ViewGarageNo HOA

What stands out

  • Waterfront — River Front, Deep Water (Three Ft Min)
  • River views
  • Garage parking
  • No HOA
  • 0.71-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Rare opportunity to own a stunning deep-water retreat with breathtaking marsh and river views! Situated on .71 acres, this 3,800 sq. ft. home offers 6 bedrooms, 4 baths, soaring cathedral ceilings, and an inviting layout designed to capture the incredible scenery. Enjoy your private dock, expansive outdoor living spaces, and a beautiful pool with unbeatable marsh views--the perfect setting for relaxing or entertaining. A separate entrance to the attached office creates an ideal space for working from home or meetin…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($220,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-06 — a benchmark, not your rate.

Estimated all-in monthly

$6,378/mo

Principal & Interest$5,673
Property tax (owner-occ. 4%, est.)$385
Homeowners insurance (est.)$321
Loan amount$880,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,100,000 price, 20% down, 6.69% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,645/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
6
Full Baths
4
Living Area
3,800 sq ft
Levels
Two
Flooring
Carpet, Tile
Appliances
Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Dryer, Washer
Heating
Electric, Central, Propane
Cooling
Electric, Heat Pump, Central Air
Interior Features
Ceiling Fan(s), Cathedral Ceiling(s), Soaking Tub

Exterior & Lot

Lot Size
0.71 acres
Construction
Other
Roof
Tar/Gravel
Parking
Driveway, Garage
View
River
Waterfront
River Front, Deep Water (Three Ft Min)
Exterior Features
Storage

Utilities

Water
Private
Sewer
Septic Tank

Community & HOA

HOA
None

Financial & Terms

List Price
$1,100,000
Price / Sq Ft
$289
Annual Taxes
$3,645
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 10 days.

  1. Status: Active

    Aug 4, 2026

  2. New Listing

    Aug 4, 2026

  3. Came on market

    Aug 4, 2026

  4. Listed for sale

    Jul 10, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

774 Boyd Creek Drive, Ridgeland, SC 29936

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~12.9 mi

  • Bluffton

    ~19.1 mi

  • Hilton Head Island

    ~21.6 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Timothy Peirce, Peirce Group Brokered by eXp.

Listing data last updated August 4, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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