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ActiveMLS# 196277

$359,490

$243/sq ft

784 Sanctum Street · Ridgeland, SC 29936

4

Beds

2

Baths

1,482

Sq Ft

2026

Built

Single Family Residence$243/sq ft47 days on market
Neighborhood ViewNew ConstructionGarageHOA CommunityVA-Friendly Financing

What stands out

  • Neighborhood views
  • Newer construction
  • Attached garage
  • Outdoor living: Patio
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

New home w/ Resort Style Living in The Retreat at East Argent! Amazing 4 Bedroom single level home. Large Kitchen w/Granite Countertops, Stainless-Steel Appliances & Pantry. Open Dining Area & Living Room, perfect for Entertaining. Privately Located Primary Suite w/large Walk-In Closet & Walk-In Shower. Enjoy the benefits of a natural gas community! Smart Home Technology & 2'' Faux Wood Blinds Included! Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the home…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$2,661–$2,896/mo

Principal & Interest$2,265
Property tax (owner-occ. 4%, est.)$126
Homeowners insurance (est.)$105
HOA dues$100
Flood ins. (required, est. range)$65$300
Loan amount$359,490
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $359,490 price, 0% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
2
Living Area
1,482 sq ft
Flooring
Carpet, Vinyl
Appliances
Gas Range, Microwave, Dishwasher, Disposal, Unfurnished, Tankless Water Heater
Heating
Natural Gas, Central
Cooling
Electric, Central Air
Water Heater
Tankless

Exterior & Lot

Lot Size
0.12 acres
Construction
Vinyl Siding
Foundation
Slab
Roof
Other
Parking
Attached, Garage
Porch / Patio
Patio
View
Neighborhood

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$300 / quarterly

Financial & Terms

List Price
$359,490
Price / Sq Ft
$243
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 47 days.

  1. Status: Active

    May 11, 2026

  2. New Listing

    May 11, 2026

  3. Came on market

    May 11, 2026

  4. Listed for sale

    May 10, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $314,309–$352,490).
Sold homeSold price$/sqftClosed
889 Sanctum Street, Ridgeland, SC 299364 bd · 1,482 sqft$345,490$233May 2026
1006 Sanctum Street, Ridgeland, SC 299364 bd · 1,482 sqft$352,490$238May 2026
90 Veil Drive, Ridgeland, SC 299364 bd · 1,497 sqft$321,300$215May 2026
7 Pollen Drive, Ridgeland, SC 299364 bd · 1,497 sqft$317,490$212May 2026
78 Veil Drive, Ridgeland, SC 299364 bd · 1,497 sqft$319,490$213May 2026

Recent closed sales of similar homes nearby (this list price is $359,490). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

784 Sanctum Street, Ridgeland, SC 29936

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~17.2 mi

  • Bluffton

    ~9.4 mi

  • Hilton Head Island

    ~14.7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Kathy Ballowe, D.R.Horton.

Listing data last updated May 14, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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