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ActiveMLS# 198490

$1,025,000

$311/sq ft

8 Heron Point · Okatie, SC 29909

3

Beds

2.5

Baths

3,300

Sq Ft

1998

Built

Single Family Residence$311/sq ft1 day on market
WaterfrontGolf Course ViewTrees/Woods ViewPoolGarageFireplaceHOA Community

What stands out

  • Waterfront — Pond
  • Golf Course, Trees/Woods, Pond views
  • Attached garage
  • Fireplace
  • Private pool
  • Outdoor living: Covered, Front Porch, Rear Porch, Wrap Around
  • 0.94-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Set on a private .94-acre homesite overlooking a tranquil lagoon and golf course, 8 Heron Point offers an inviting blend of classic Lowcountry style, comfortable living, and beautiful natural surroundings. This gracious two-story home features approximately 3,300 square feet with hardwood floors, a gas fireplace, a beautifully updated kitchen, and thoughtfully designed spaces for both everyday living and entertaining. The main level includes a private primary suite with a well-appointed bath, a spacious office, and…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($205,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-10-01 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$6,660–$6,895/mo

Principal & Interest$5,611
Property tax (owner-occ. 4%, est.)$427
Homeowners insurance (est.)$299
HOA dues$258
Flood ins. (required, est. range)$65–$300
Loan amount$820,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,025,000 price, 20% down, 7.28% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,343/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
3,300 sq ft
Levels
Two
Flooring
Carpet, Tile, Wood
Appliances
Electric Range, Microwave, Refrigerator, Disposal, Vent Exhaust Fan, Fireplace Screen, Auto/Gar/Opener, Dryer
Heating
Electric, Heat Pump, Central
Cooling
Electric, Heat Pump, Central Air
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s), Crown Molding, Double Vanity, Entrance Foyer, High Ceilings, Pantry, Master Downstairs

Exterior & Lot

Lot Size
0.94 acres
Construction
Cedar
Foundation
Crawl
Roof
Composition
Parking
Attached, Detached, Driveway, Garage, Golf Cart Garage
Porch / Patio
Covered, Front Porch, Rear Porch, Wrap Around
Pool
Community, Heated, Outdoor Pool
View
Golf Course, Trees/Woods, Pond
Waterfront
Pond

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Sewer Available, Water Available

Community & HOA

HOA Fee
$3,092 / annually

Financial & Terms

List Price
$1,025,000
Price / Sq Ft
$311
Annual Taxes
$2,343
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 1 day.

  1. Status: Active

    Oct 5, 2026

  2. New Listing

    Oct 5, 2026

  3. Listed for sale

    Oct 5, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $680,212–$2,400,087).
Sold homeSold price$/sqftClosed
132 Promenade Lane, Okatie, SC 299093 bd · 3,265 sqft$685,000$210Aug 2026
7 Tabby Point Lane, Okatie, SC 299093 bd · 3,396 sqft$700,000$206Jul 2026
7 Greeters Lane, Okatie, SC 299093 bd · 3,156 sqft$1,360,000$431Jul 2026
32 Bee Tree Drive, Okatie, SC 299093 bd · 3,458 sqft$2,515,000$727Aug 2026
25 Sugar Mill Drive, Okatie, SC 299093 bd · 2,925 sqft$799,000$273Sep 2026

Recent closed sales of similar homes nearby (this list price is $1,025,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

8 Heron Point, Okatie, SC 29909

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~12.2 mi

  • Bluffton

    ~6.5 mi

  • Hilton Head Island

    ~9.3 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Andrew J Seivold, Coastal R. E. Solutions II.

Listing data last updated October 5, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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