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ActiveMLS# 193808

$425,000

808 Sea Island Parkway · St. Helena Island, SC 29920

1969

Built

Business41 days on market
Water ViewNo HOA

What stands out

  • Water views
  • No HOA

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Great Opportunity to Own a Marsh Front Commercial Building on Highway 21 * Average Daily Traffic Count shows 25,100 Vehicles a Day Passing * Plenty of Parking Available, 15+ Spaces * Property is Zoned T4VC (Village Center) - Permits a wide variety of retail shops, restaurants/cafés/coffee shops, professional offices & services, live/work units - including Vape Store or Liquor Store, and similar mixed-use opportunities ideal for this high-visibility corridor * Cement Block Construction * Located at The Major Interse…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($85,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-02 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$2,499–$2,734/mo

Principal & Interest$2,133
Property tax (owner-occ. 4%, est.)$177
Homeowners insurance (est.)$124
Flood ins. (required, est. range)$65$300
Loan amount$340,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $425,000 price, 20% down, 6.43% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,167/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Flooring
Wood
Heating
Electric
Cooling
Central Air

Exterior & Lot

Lot Size
0.32 acres
Construction
Block
Foundation
Slab
Roof
Asphalt
Parking
Parking Lot
View
Water

Utilities

Water
Public

Community & HOA

HOA
None

Financial & Terms

List Price
$425,000
Annual Taxes
$2,167
Financing Accepted
Cash, Conventional
Zoning
Commercial

Listing activity

On the market for 41 days.

  1. Status: Active

    Jun 11, 2026

  2. Back On Market

    Jun 11, 2026

  3. Came on market

    Jun 11, 2026

  4. Listed for sale

    May 6, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

Sold homeSold price$/sqftClosed
659 S Reeve Road, St. Helena Island, SC 299202 bd · 1,780 sqft$549,000$308Jul 2026
370 Fripp Point Road, St. Helena Island, SC 299203 bd · 2,790 sqft$975,000$349Jul 2026
42 Canopy Lane, St. Helena Island, SC 299204 bd · 1,370 sqft$355,000$259Jul 2026
1410 Gleasons Landing Drive, St. Helena Island, SC 299203 bd · 2,737 sqft$1,345,000$491Jul 2026
636 S Reeve Road, St. Helena Island, SC 299203 bd · 1,929 sqft$615,000$319Jul 2026

Recent closed sales of similar homes nearby (this list price is $425,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

808 Sea Island Parkway, St. Helena Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~5.7 mi

  • Bluffton

    ~19.7 mi

  • Hilton Head Island

    ~15.9 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Jennifer Boecker, The HomesFinder Realty Group.

Listing data last updated June 11, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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