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ActiveMLS# 188883

$240,000

81 Grand Oaks Way · Beaufort, SC 29907

Resident S/D Lot492 days on market
WaterfrontHOA CommunityMilitary Air Zone (AICUZ)

What stands out

  • Waterfront — Marsh

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

View this beautiful homesite in Grand Oaks Subdivision totaling 2.55 acres. Over 200 feet of frontage overlooking the marshes and tidal creeks off of the Beaufort River. Located within the Pleasant Point community, this property has access the community pool and clubhouse, where events for community members of all ages are hosted throughout the year. When you aren't enjoying the view, spend your days playing golf on the course at the Landing at Pleasant Point, an 18-hole Russell Breeden designed course located righ…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($48,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-09-24 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$1,642–$1,877/mo

Principal & Interest$1,281
Property tax (owner-occ. 4%, est.)$100
Homeowners insurance (est.)$70
HOA dues$126
Flood ins. (required, est. range)$65–$300
Loan amount$192,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $240,000 price, 20% down, 7.03% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,767/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
N/A
Waterfront
Marsh

Utilities

Water
Public
Utilities
Electricity Available

Community & HOA

HOA Fee
$1,514.7 / annually

Financial & Terms

List Price
$240,000
Annual Taxes
$2,767
Financing Accepted
Cash, Conventional
Zoning
PUD

Listing activity

On the market for 492 days.

  1. Status: Active

    Sep 30, 2026

  2. Back On Market

    Sep 30, 2026

  3. Came on market

    Sep 30, 2026

  4. Listed for sale

    Feb 12, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

81 Grand Oaks Way, Beaufort, SC 29907

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

The MLS flags this property as within an Air Installation Compatible Use Zone (AICUZ) for MCAS Beaufort — an area that can be affected by aircraft noise or accident-potential overlays. We can help you understand what that means before you make an offer.

Getting around

  • Downtown Beaufort

    ~2.5 mi

  • Bluffton

    ~19.4 mi

  • Hilton Head Island

    ~18 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Mark Douglas, Bundy Appraisal & Management.

Listing data last updated September 30, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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