$1,535,000
$559/sq ft81 Sea Pines Drive · St. Helena Island, SC 29920
5
Beds
2.5
Baths
2,748
Sq Ft
2003
Built
What stands out
- Waterfront — Ocean Front
- Forest, Trees/Woods, Beach, Ocean, Water views
- Garage parking
- Outdoor living: Patio, Deck, Covered
- No HOA
- 1.12-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
This rare high-end private beachfront retreat over an acre, is an inviting Lowcountry sanctuary where luxury living meets the open water. Sold fully furnished, no HOA, short-term rental approved in the past and recently power-washed. The home features a new roof from 2024, septic cleaning in 2024, updated sump pump with its own dedicated electrical panel, HVAC has been cleaned and serviced with added UV lights, and updated keyless entry. The floor plan offers 5 bedrooms, a large loft, 2 1/2 baths, and 2,748 square…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-09-10 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$9,125–$9,360/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,535,000 price, 20% down, 6.76% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,194/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 5
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 2,748 sq ft
- Levels
- Two
- Flooring
- Carpet, Tile, Wood
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Furnished
- Heating
- Central
- Cooling
- Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s)
Exterior & Lot
- Lot Size
- 1.12 acres
- Construction
- HardiPlank Type
- Foundation
- Elevated
- Roof
- Composition
- Parking
- Circular Driveway, Driveway, Garage, RV Access/Parking
- Porch / Patio
- Patio, Deck, Covered
- View
- Forest, Trees/Woods, Beach, Ocean, Water
- Waterfront
- Ocean Front
- Exterior Features
- Thermo-Panes, Storage
Utilities
- Water
- Public
- Sewer
- Septic Tank
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $1,535,000
- Price / Sq Ft
- $559
- Annual Taxes
- $3,194
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 2 days.
Status: Active
Sep 16, 2026
New Listing
Sep 16, 2026
Listed for sale
Sep 16, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 60 Yard Farm Road, St. Helena Island, SC 299205 bd · 2,645 sqft | $1,500,000 | $567 | Aug 2026 |
| 100 Scott Hill Road, St. Helena Island, SC 299205 bd · 3,007 sqft | $625,000 | $208 | Mar 2026 |
| 250 Locust Fence Road, St. Helena Island, SC 299204 bd · 2,794 sqft | $919,000 | $329 | Jul 2026 |
| 403 Bb Sams Drive, St. Helena Island, SC 299204 bd · 2,635 sqft | $850,000 | $323 | Sep 2026 |
| 670 S Reeve Road, St. Helena Island, SC 299204 bd · 2,635 sqft | $850,000 | $323 | Jul 2026 |
Recent closed sales of similar homes nearby (this list price is $1,535,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
81 Sea Pines Drive, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~11.7 mi
Bluffton
~26.3 mi
Hilton Head Island
~22 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Jennifer Boecker, The HomesFinder Realty Group.
Listing data last updated September 16, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Similar homes you may like
More homes in St. Helena Island
$1,250,000
$1,100,000
$1,699,000
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.