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Active Under ContractMLS# 197037

$1,100,000

$538/sq ft

821 Bonito Drive · Fripp Island, SC 29920

3

Beds

2.5

Baths

2,043

Sq Ft

1985

Built

Single Family Residence$538/sq ft1 day on market
Pool ViewPoolGarageSingle-Level LivingFireplaceFenced YardHOA Community

What stands out

  • Pool views
  • Single-level living
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Patio, Covered Patio, Deck, Porch, Covered, Front Porch, Rear Porch
  • Fenced yard

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Conveniently located in the heart of Fripp Island, this recently renovated coastal retreat offers an exceptional blend of refined luxury, relaxed Lowcountry living, and impressive rental potential. Encompassing more than 2,000 square feet, this beautiful updated home features 3 spacious bedrooms, 2 full bathrooms, and 1 half bath, thoughtfully designed to accommodate both comfortable everyday living and effortless entertaining. With stylish updates throughout and inviting indoor and outdoor living spaces, this full…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($220,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-10-08 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$7,053–$7,288/mo

Principal & Interest$6,093
Property tax (owner-occ. 4%, est.)$458
Homeowners insurance (est.)$321
HOA dues$116
Flood ins. (required, est. range)$65–$300
Loan amount$880,000

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,100,000 price, 20% down, 7.4% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $4,656/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
2,043 sq ft
Levels
One and One Half
Flooring
Carpet, Laminate
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Fireplace Screen, Fireplace/Equipment, Wet-Bar, Auto/Gar/Opener, Dryer, Washer, Furnished
Heating
Electric
Cooling
Electric, Central Air
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s), High Ceilings, Pantry

Exterior & Lot

Lot Size
0.42 acres
Construction
Frame, Board & Batten Siding
Foundation
Crawl
Roof
Composition
Parking
Driveway, Garage Faces Side, Inside Entrance
Porch / Patio
Patio, Covered Patio, Deck, Porch, Covered, Front Porch, Rear Porch
Fencing
Partial
Pool
In Ground, Outdoor Pool, Pool/Spa Combo, Private
View
Pool

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Sewer Available, Water Available

Community & HOA

HOA Fee
$1,387 / annually

Financial & Terms

List Price
$1,100,000
Price / Sq Ft
$538
Annual Taxes
$4,656
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 1 day.

  1. Status: Active Under Contract

    Jul 22, 2026

  2. Status Change

    Jul 22, 2026

  3. Came on market

    Jul 22, 2026

  4. Listed for sale

    Jun 25, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $627,463–$997,512 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
905 Gull Cove, Fripp Island, SC 299203 bd · 1,978 sqft$607,500$307Apr 2026
434 Widgeon Cove, Fripp Island, SC 299203 bd · 2,176 sqft$1,062,450$488Aug 2026
2 Osprey Landing Court, Fripp Island, SC 299203 bd · 1,895 sqft$685,000$361Jun 2026
709 Marlin Drive, Fripp Island, SC 299203 bd · 1,890 sqft$750,000$397Apr 2026
528 Rookery Lane, Fripp Island, SC 299203 bd · 1,868 sqft$831,500$445Jul 2026

Recent closed sales of similar homes nearby (this list price is $1,100,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Questions about this home?

Ask a local agent — we'll get back to you with real answers, usually same day.

Location

821 Bonito Drive, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.2 mi

  • Bluffton

    ~22.5 mi

  • Hilton Head Island

    ~17 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Willie Stansell, Tideland Realty Inc.

Listing data last updated July 22, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.