1 / 88
ActiveMLS# 195082

$2,175,000

$750/sq ft

84 Old Oyster Factory Road · Beaufort, SC 29906

3

Beds

3.5

Baths

2,900

Sq Ft

2024

Built

Single Family Residence$750/sq ft127 days on market
WaterfrontRiver ViewWater ViewPoolGarageFireplaceFenced YardHOA CommunityMilitary Air Zone (AICUZ)

What stands out

  • Waterfront — Marsh
  • River, Water views
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Screened Porch, Patio, Front Porch, Rear Porch
  • Fenced yard

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Enjoy sunset marsh views stretching toward the Broad River, this custom home by Allen Patterson Builders takes full advantage of its natural surroundings. Each room flows seamlessly, creating an open and inviting place to relax or entertain. The gourmet kitchen is central to the open floorplan and allows for dining inside or out on the large screen porch. On the main floor the private bedroom and luxury bath give you a private oasis to enjoy. With plenty of room for guests upstairs they will feel they are in their…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($435,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$12,592–$12,827/mo

Principal & Interest$10,987
Property tax (owner-occ. 4%, est.)$906
Homeowners insurance (est.)$634
Flood ins. (required, est. range)$65$300
Loan amount$1,740,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $2,175,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
3
Half Baths
1
Living Area
2,900 sq ft
Levels
Bi-Level
Flooring
Tile, Wood
Appliances
Gas Range, Microwave, Dishwasher, Refrigerator, Fireplace/Equipment, Auto/Gar/Opener, Dryer, Washer, Wine Cooler, Tankless Water Heater
Heating
Heat Pump
Cooling
Heat Pump
Fireplace
1
Water Heater
Tankless
Interior Features
Ceiling Fan(s), Crown Molding, Double Vanity, Entrance Foyer, Recessed Lighting, Soaking Tub, Walk-In Closet(s), Master Downstairs

Exterior & Lot

Lot Size
0.23 acres
Construction
HardiPlank Type, Block, Stucco
Foundation
Elevated
Roof
Metal
Parking
Garage
Porch / Patio
Screened Porch, Patio, Front Porch, Rear Porch
Fencing
Partial
Pool
Community
View
River, Water
Waterfront
Marsh

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$2,000

Financial & Terms

List Price
$2,175,000
Price / Sq Ft
$750
Financing Accepted
Conventional, Cash
Zoning
PUD

Listing activity

On the market for 127 days.

  1. Status: Active

    Mar 9, 2026

  2. New Listing

    Mar 9, 2026

  3. Listed for sale

    Mar 9, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $765,489–$2,042,973 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
44 Oak Pond Passage, Beaufort, SC 299063 bd · 2,676 sqft$1,550,000$579Jun 2026
12 Riverfront Place, Beaufort, SC 299024 bd · 2,894 sqft$1,295,000$447Jun 2026
670 Distant Island Drive, Beaufort, SC 299074 bd · 2,839 sqft$2,000,000$704Jun 2026
371 Cottage Farm Drive, Beaufort, SC 299023 bd · 2,404 sqft$884,000$368Jun 2026
13 Shiloh Court, Beaufort, SC 299074 bd · 2,822 sqft$744,900$264Jun 2026

Recent closed sales of similar homes nearby (this list price is $2,175,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

84 Old Oyster Factory Road, Beaufort, SC 29906

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

The MLS flags this property as within an Air Installation Compatible Use Zone (AICUZ) for MCAS Beaufort — an area that can be affected by aircraft noise or accident-potential overlays. We can help you understand what that means before you make an offer.

Getting around

  • Downtown Beaufort

    ~6.5 mi

  • Bluffton

    ~13.4 mi

  • Hilton Head Island

    ~14.1 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Michael Mark, Charter One Realty.

Listing data last updated June 23, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

Similar homes you may like

More homes in Beaufort

View all Beaufort listings

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

Call
Save