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ActiveMLS# 194789

$1,300,000

$578/sq ft

85 Western Trace · Beaufort, SC 29907

3

Beds

2.5

Baths

2,250

Sq Ft

2026

Built

Single Family Residence$578/sq ft140 days on market
Neighborhood ViewNew ConstructionPoolGarageFireplaceHOA Community

What stands out

  • Neighborhood views
  • Newer construction
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Screened Porch, Porch, Front Porch, Side Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to The Clover Cottage, a custom home by Gallant Custom Homes, currently under construction in the sought-after Woodlands section of Coosaw Point. Situated on a generous .42-acre homesite, this 3-bedroom, 2.5-bath home offers bright, inviting living spaces designed for comfort and connection. The spacious Great Room is filled with natural light from expansive windows and opens to surrounding porches, including a screened porch with a fireplace for year-round enjoyment. Interior features include no carpet, wi…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($260,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$7,780/mo

Principal & Interest$6,567
Property tax (owner-occ. 4%, est.)$542
Homeowners insurance (est.)$379
HOA dues$292
Loan amount$1,040,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,300,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,044/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
2,250 sq ft
Levels
Two
Flooring
Tile, Wood
Appliances
Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Auto/Gar/Opener
Heating
Electric, Heat Pump, Central
Cooling
Electric, Heat Pump, Central Air
Fireplace
1
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.42 acres
Construction
HardiPlank Type
Foundation
Crawl
Roof
Composition, Metal
Parking
Detached, Garage
Porch / Patio
Screened Porch, Porch, Front Porch, Side Porch
Pool
Community
View
Neighborhood

Utilities

Sewer
Septic Tank, Public Sewer

Community & HOA

HOA Fee
$3,500 / annually

Financial & Terms

List Price
$1,300,000
Price / Sq Ft
$578
Annual Taxes
$1,044
Financing Accepted
Conventional, Cash
Zoning
PUD

Listing activity

On the market for 140 days.

  1. Status: Active

    Feb 23, 2026

  2. New Listing

    Feb 23, 2026

  3. Listed for sale

    Feb 23, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $429,450–$774,368 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
13 Woods Lane, Beaufort, SC 299073 bd · 2,176 sqft$748,900$344Jul 2026
994 Dowlingwood Drive, Beaufort, SC 299023 bd · 2,326 sqft$475,000$204Jul 2026
607 Ashdale Drive, Beaufort, SC 299073 bd · 2,334 sqft$589,100$252Jul 2026
10 Bittie Circle, Beaufort, SC 299063 bd · 1,938 sqft$369,900$191Jun 2026
3508 Morgan River Drive S, Beaufort, SC 299073 bd · 1,924 sqft$540,000$281Jun 2026

Recent closed sales of similar homes nearby (this list price is $1,300,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

85 Western Trace, Beaufort, SC 29907

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~4.8 mi

  • Bluffton

    ~22.3 mi

  • Hilton Head Island

    ~20.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Christian Sherbert, BHHS Bay Street Realty.

Listing data last updated June 24, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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