$790,000
$269/sq ft87 Olde Church Road · St. Helena Island, SC 29920
3
Beds
2.5
Baths
2,942
Sq Ft
2008
Built
What stands out
- Waterfront — Tidal Creek
- Creek/Stream views
- Attached garage
- Fireplace
- Outdoor living: Deck
- No HOA
- Accepts VA financing
- 1-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
Listing description
Welcome to your own private Lowcountry waterfront retreat. Offered together, 85 & 87 Olde Church Road encompass nearly two acres on St. Helena Island, where mature trees and fruit trees create a secluded setting before opening to breathtaking panoramic views across the tidal creek and expansive marshlands. With no HOA and remarkable privacy, this is the kind of Lowcountry setting that is increasingly difficult to find. Designed to take full advantage of its surroundings, the home is filled with natural light and f…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-10-01 — a benchmark, not your rate.
Estimated all-in monthly
$5,965/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $790,000 price, 0% down, 7.28% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,281/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 2,942 sq ft
- Levels
- Two
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Refrigerator, Vent Exhaust Fan, Fireplace Screen, Whirlpool Tub, Built-In Electric Oven
- Heating
- Electric, Heat Pump
- Cooling
- Electric, Heat Pump
- Fireplace
- 1
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s)
Exterior & Lot
- Lot Size
- 1 acres
- Construction
- Composite Siding
- Foundation
- Crawl
- Roof
- Composition
- Parking
- Attached, Garage
- Porch / Patio
- Deck
- View
- Creek/Stream
- Waterfront
- Tidal Creek
Utilities
- Water
- Public
- Sewer
- Septic Tank
- Utilities
- Water Available
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $790,000
- Price / Sq Ft
- $269
- Annual Taxes
- $2,281
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 2 days.
Status: Active
Oct 7, 2026
New Listing
Oct 7, 2026
Came on market
Oct 7, 2026
Listed for sale
Oct 6, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 171 Bay Point Road, St. Helena Island, SC 299203 bd · 3,088 sqft | $2,150,000 | $696 | Sep 2026 |
| 370 Fripp Point Road, St. Helena Island, SC 299203 bd · 2,790 sqft | $975,000 | $349 | Jul 2026 |
| 1410 Gleasons Landing Drive, St. Helena Island, SC 299203 bd · 2,737 sqft | $1,345,000 | $491 | Jul 2026 |
| 115 Chicora Point, St. Helena Island, SC 299203 bd · 2,685 sqft | $1,020,000 | $380 | Jun 2026 |
| 550 Island Circle E, St. Helena Island, SC 299203 bd · 3,200 sqft | $537,500 | $168 | Jul 2026 |
Recent closed sales of similar homes nearby (this list price is $790,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisQuestions about this home?
Ask a local agent — we'll get back to you with real answers, usually same day.
Location
87 Olde Church Road, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~9.1 mi
Bluffton
~23.7 mi
Hilton Head Island
~19.6 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Katharine Harrelson, Greco Group Brokered by eXp.
Listing data last updated October 7, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Similar homes you may like
More homes in St. Helena Island
$859,000
$729,000
$725,000
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.