$640,000
$328/sq ft88 Thomas Sumter Street · Beaufort, SC 29907
3
Beds
3
Baths
1,950
Sq Ft
2026
Built
What stands out
- Neighborhood, Trees/Woods views
- Newer construction
- Attached garage
- Outdoor living: Porch, Front Porch, Rear Porch
- Accepts VA financing
- 0.56-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Welcome to 88 Thomas Sumter on Lady's Island in the sought-after Royal Pines community. This exceptional new construction offers 3 bedrooms and 3 baths, thoughtfully designed with refined craftsmanship and elevated finishes throughout. Featuring durable Hardie Plank siding, a striking metal roof, rich mahogany doors, and expansive front and rear porches perfect for Lowcountry living. The epoxy-finished garage and generous lot provide both function and flexibility. The upgrades and designer details are truly endless…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly
$4,494/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $640,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 3
- Living Area
- 1,950 sq ft
- Flooring
- Luxury Vinyl
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Vent Exhaust Fan, Cable TV/Available
- Heating
- Electric, Central
- Cooling
- Electric, Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Master Downstairs
Exterior & Lot
- Lot Size
- 0.56 acres
- Construction
- HardiPlank Type
- Roof
- Metal
- Parking
- Attached, Driveway, Garage
- Porch / Patio
- Porch, Front Porch, Rear Porch
- View
- Neighborhood, Trees/Woods
Utilities
- Water
- Public
- Sewer
- Septic Tank
- Utilities
- Sewer Available, Water Available
Community & HOA
- HOA
- Yes (fee not listed)
Financial & Terms
- List Price
- $640,000
- Price / Sq Ft
- $328
- Financing Accepted
- Conventional, Fha, Rural Development/usda, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 144 days.
Status: Active
Feb 20, 2026
New Listing
Feb 20, 2026
Came on market
Feb 20, 2026
Listed for sale
Feb 19, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 10 Bittie Circle, Beaufort, SC 299063 bd · 1,938 sqft | $369,900 | $191 | Jun 2026 |
| 3508 Morgan River Drive S, Beaufort, SC 299073 bd · 1,924 sqft | $540,000 | $281 | Jun 2026 |
| 1309 Newcastle Street, Beaufort, SC 299023 bd · 1,894 sqft | $605,000 | $319 | Jul 2026 |
| 13 Woods Lane, Beaufort, SC 299073 bd · 2,176 sqft | $748,900 | $344 | Jul 2026 |
| 29 Royal Pines Boulevard, Beaufort, SC 299073 bd · 1,716 sqft | $435,000 | $253 | Jul 2026 |
Recent closed sales of similar homes nearby (this list price is $640,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
88 Thomas Sumter Street, Beaufort, SC 29907
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~2.9 mi
Bluffton
~20.4 mi
Hilton Head Island
~18.4 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Dynasty A Lewis, Coldwell Banker Realty.
Listing data last updated June 16, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.