$180,000
$244/sq ft897 Fording Island Road · Bluffton, SC 29910
1
Beds
1
Baths
738
Sq Ft
2005
Built
What stands out
- Neighborhood, Trees/Woods views
- Single-level living
- Private pool
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Seller is ready to sell! First floor move-in ready one bedroom condo. Perfect for a primary home or investment property. The kitchen features stainless steel appliances and granite countertops. Luxury vinyl flooring is throughout. Enjoy a renovated bathroom with a walk-in shower. No worries with a newer 2024 HVAC system. Full size laundry with 2024 washer and dryer. Located in the gated community of Plantation Point, this property offers convenient access to shopping, dining, Old Town Bluffton, and the beaches…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly
$1,035/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $180,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,655/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 1
- Full Baths
- 1
- Living Area
- 738 sq ft
- Levels
- One
- Flooring
- Luxury Vinyl
- Appliances
- Microwave, Dishwasher, Refrigerator, Dryer, Washer
- Heating
- Electric, Heat Pump
- Cooling
- Electric, Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Walk-In Closet(s)
Exterior & Lot
- Construction
- Stucco
- Foundation
- Slab
- Roof
- Composition
- Parking
- Outside, Parking Lot, Paved
- Pool
- In Ground, Community, Outdoor Pool
- View
- Neighborhood, Trees/Woods
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $180,000
- Price / Sq Ft
- $244
- Annual Taxes
- $2,655
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential/Commercial
Listing activity
On the market for 94 days.
Price Reduced
Jun 1, 2026
Status: Active
Mar 24, 2026
Came on market
Mar 24, 2026
Listed for sale
Mar 20, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
Ask anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
897 Fording Island Road 3002, Bluffton, SC 29910
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~15.7 mi
Bluffton
~2.1 mi
Hilton Head Island
~7 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Elizabeth Drake, Keller Williams Realty.
Listing data last updated June 1, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.