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ActiveMLS# 197176

$237,000

$237/sq ft

897 Fording Island Road · Bluffton, SC 29910

2

Beds

2

Baths

1,001

Sq Ft

2005

Built

Condominium$237/sq ft3 days on market
WaterfrontOther ViewPoolSingle-Level Living

What stands out

  • Waterfront — Lagoon
  • Other views
  • Single-level living
  • Private pool

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Beautifully updated 1st floor villa with a peaceful lagoon view in desirable Plantation Point. Enjoy low-maintenance living with hardwood floors throughout the main living areas, a spacious living room, dining area, and updated kitchen featuring white shaker cabinets, granite countertops, and new stainless steel appliances. The primary suite offers a walk-in closet & updated bath, while the second bedroom also includes a large walk-in closet and access to a full bath. Additional features include a laundry room with…

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Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($47,400)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-02 — a benchmark, not your rate.

Estimated all-in monthly

$1,358/mo

Principal & Interest$1,190
Property tax (owner-occ. 4%, est.)$99
Homeowners insurance (est.)$69
Loan amount$189,600
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $237,000 price, 20% down, 6.43% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
2
Living Area
1,001 sq ft
Levels
One
Flooring
Carpet, Tile, Wood
Heating
Heat Pump
Cooling
Central Air
Interior Features
Ceiling Fan(s), Pantry, Walk-In Closet(s)

Exterior & Lot

Pool
Community
View
Other
Waterfront
Lagoon

Utilities

Sewer
Public Sewer

Community & HOA

Regime Fee
Yes

Financial & Terms

List Price
$237,000
Price / Sq Ft
$237
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 3 days.

  1. Status: Active

    Jul 7, 2026

  2. New Listing

    Jul 7, 2026

  3. Came on market

    Jul 7, 2026

  4. Listed for sale

    Jul 6, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $205,000–$230,000 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
897 Fording Island Road 911, Bluffton, SC 299102 bd · 1,001 sqft$214,000$214May 2026
897 Fording Island Road 1004, Bluffton, SC 299102 bd · 1,001 sqft$205,000$205Apr 2026
897 Fording Island Road 1006, Bluffton, SC 299102 bd · 1,001 sqft$215,000$215Mar 2026
897 Fording Island Road 1509, Bluffton, SC 299102 bd · 1,001 sqft$230,000$230Feb 2026
30 Old South Court 30e, Bluffton, SC 299102 bd · 1,000 sqft$229,000$229Apr 2026

Recent closed sales of similar homes nearby (this list price is $237,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

897 Fording Island Road 1511, Bluffton, SC 29910

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~15.6 mi

  • Bluffton

    ~2.2 mi

  • Hilton Head Island

    ~7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Pamela Battaglia, RE/MAX Island Realty Inc..

Listing data last updated July 7, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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