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ActiveMLS# 197482

$2,000

$2/sq ft

897 Fording Island Road · Bluffton, SC 29910

2

Beds

2

Baths

1,001

Sq Ft

2005

Built

Condominium$2/sq ft10 days on market
Neighborhood ViewPoolGarageSingle-Level Living

What stands out

  • Neighborhood views
  • Single-level living
  • Garage parking
  • Private pool

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Spacious First-Floor Villa with Garage in Gated Community - $2,000/Month Enjoy comfortable, low-maintenance living in this bright, airy villa! Located in a gated community, this home offers an open layout filled with natural light--perfect for relaxing or entertaining. Property Highlights: - Garage for secure parking and storage - In-unit washer and dryer - Access to two pools and a fitness center - Gated entry for added peace of mind Close to shopping, restaurants, grocery stores, and more Experience the perfect b…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($400)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-06 — a benchmark, not your rate.

Estimated all-in monthly

$12/mo

Principal & Interest$10
Property tax (owner-occ. 4%, est.)$1
Homeowners insurance (est.)$1
Loan amount$1,600
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $2,000 price, 20% down, 6.69% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,681/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
2
Living Area
1,001 sq ft
Levels
One
Flooring
Luxury Vinyl
Appliances
Microwave, Dishwasher, Refrigerator, Dryer, Washer
Heating
Central
Cooling
Central Air

Exterior & Lot

Parking
Garage, Unassigned
Pool
Community
View
Neighborhood

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

Regime Fee
Yes

Financial & Terms

List Price
$2,000
Price / Sq Ft
$2
Annual Taxes
$1,681
Zoning
Residential

Listing activity

On the market for 10 days.

  1. Status: Active

    Aug 5, 2026

  2. New Listing

    Aug 5, 2026

  3. Came on market

    Aug 5, 2026

  4. Listed for sale

    Jul 27, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced below recent comparable sales (which imply about $205,000–$229,229) — often a sign of seller motivation or a condition/lot difference worth checking.
Sold homeSold price$/sqftClosed
897 Fording Island Road 911, Bluffton, SC 299102 bd · 1,001 sqft$214,000$214May 2026
897 Fording Island Road 1004, Bluffton, SC 299102 bd · 1,001 sqft$205,000$205Apr 2026
897 Fording Island Road 1006, Bluffton, SC 299102 bd · 1,001 sqft$215,000$215Mar 2026
18 Old South Court A, Bluffton, SC 299102 bd · 1,000 sqft$215,000$215Jul 2026
30 Old South Court 30e, Bluffton, SC 299102 bd · 1,000 sqft$229,000$229Apr 2026

Recent closed sales of similar homes nearby (this list price is $2,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

897 Fording Island Road 310, Bluffton, SC 29910

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~15.6 mi

  • Bluffton

    ~2.2 mi

  • Hilton Head Island

    ~7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Joel Androna, Real Broker LLC.

Listing data last updated August 5, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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