$222,000
$206/sq ft897 Fording Island Road · Bluffton, SC 29910
2
Beds
2
Baths
1,076
Sq Ft
2005
Built
What stands out
- Trees/Woods views
- Private pool
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Excellent investment opportunity in the heart of Bluffton! Set within Plantation Point, one of Bluffton's most desirable gated condo communities, this beautifully maintained 2BR/2BA second-floor residence is offered fully furnished with newer furniture. Designed with higher ceilings, the layout features a split-bedroom floor plan for ultimate privacy, with each bedroom boasting a large walk-in closet and dedicated en-suite bath. Additional conveniences include two storage closets, an in-unit washer/dryer, and a cov…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-08-27 — a benchmark, not your rate.
Estimated all-in monthly
$1,584/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $222,000 price, 0% down, 6.66% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Living Area
- 1,076 sq ft
- Flooring
- Carpet, Tile
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer
- Heating
- Central
- Cooling
- Central Air
- Interior Features
- Ceiling Fan(s)
Exterior & Lot
- Construction
- Stucco
- Roof
- Other
- Parking
- Unassigned
- Pool
- Community
- View
- Trees/Woods
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $222,000
- Price / Sq Ft
- $206
- Financing Accepted
- Conventional, Va Loan
- Zoning
- Residential
Listing activity
On the market for 4 days.
Status: Active
Aug 28, 2026
New Listing
Aug 28, 2026
Came on market
Aug 28, 2026
Listed for sale
Aug 25, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 1 Padgett Court, Bluffton, SC 299092 bd · 1,053 sqft | $249,900 | $237 | May 2026 |
| 21 Cypress Run, Bluffton, SC 299092 bd · 1,120 sqft | $350,000 | $313 | Jun 2026 |
| 897 Fording Island Road 911, Bluffton, SC 299102 bd · 1,001 sqft | $214,000 | $214 | May 2026 |
| 18 Old South Court A, Bluffton, SC 299102 bd · 1,000 sqft | $215,000 | $215 | Jul 2026 |
| 50 Pebble Beach Cove D117, Bluffton, SC 299102 bd · 989 sqft | $165,000 | $167 | Aug 2026 |
Recent closed sales of similar homes nearby (this list price is $222,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
897 Fording Island Road 2410, Bluffton, SC 29910
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~15.6 mi
Bluffton
~2.2 mi
Hilton Head Island
~7 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Tracy Kelly, Howard Hanna Allen Tate Lowcou.
Listing data last updated August 28, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.