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ActiveMLS# 197025

$2,550,000

$850/sq ft

90 Calhoun Plantation Road · Okatie, SC 29909

4

Beds

4

Baths

3,000

Sq Ft

1960

Built

Single Family Residence$850/sq ft1 day on market
WaterfrontRiver ViewFireplaceFenced YardNo HOA

What stands out

  • Waterfront — River Front
  • River views
  • Fireplace
  • Outdoor living: Patio, Porch
  • Fenced yard
  • No HOA
  • 2.26-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

One of Bluffton's rarest legacy properties- a private 2.24-acre island sanctuary set within the historic Pinckney Colony corridor, where tidal marsh, oyster banks, conservation land, daffodil fields & nearly 360-degree Colleton River views create a setting that feels almost untouched by time. Accessible by a private causeway, the property includes a renovated 4BR/4BA residence with expansive porches overlooking the river- east or west. A private dock offers access toward the Broad River, Port Royal Sound, Hilton H…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($510,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-25 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$14,752–$14,987/mo

Principal & Interest$12,881
Property tax (owner-occ. 4%, est.)$1,063
Homeowners insurance (est.)$744
Flood ins. (required, est. range)$65$300
Loan amount$2,040,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $2,550,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,371/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
4
Living Area
3,000 sq ft
Levels
Two
Flooring
Wood
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Fireplace/Equipment, Dryer, Washer, Built-In Electric Oven
Heating
Wall Furnace, Central
Cooling
Electric, Central Air
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
2.26 acres
Construction
Brick, HardiPlank Type
Foundation
Slab
Roof
Metal
Parking
Carport, Driveway
Carport
2 spaces
Porch / Patio
Patio, Porch
Fencing
Full
View
River
Waterfront
River Front
Exterior Features
Storage, Rain Gutters

Utilities

Water
Private
Sewer
Septic Tank

Community & HOA

HOA
None

Financial & Terms

List Price
$2,550,000
Price / Sq Ft
$850
Annual Taxes
$3,371
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 1 day.

  1. Status: Active

    Jul 1, 2026

  2. New Listing

    Jul 1, 2026

  3. Came on market

    Jul 1, 2026

  4. Listed for sale

    Jun 23, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $542,636–$2,445,415 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
50 Camp Saint Mary Road, Okatie, SC 299094 bd · 2,916 sqft$955,000$328Jun 2026
6 Winding Oak Drive, Okatie, SC 299094 bd · 3,095 sqft$940,000$304May 2026
303 Spring Island Drive, Okatie, SC 299094 bd · 3,435 sqft$2,800,000$815Mar 2026
381 Crane Court, Okatie, SC 299094 bd · 2,564 sqft$719,000$280Mar 2026
432 Hulston Landing Road, Okatie, SC 299095 bd · 3,096 sqft$560,000$181Apr 2026

Recent closed sales of similar homes nearby (this list price is $2,550,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

90 Calhoun Plantation Road, Okatie, SC 29909

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~15 mi

  • Bluffton

    ~5.4 mi

  • Hilton Head Island

    ~10.2 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Thomas M Kersey, Coldwell Banker Access Realty.

Listing data last updated July 1, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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