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ActiveMLS# 197742

$1,379,000

$560/sq ft

90 Osprey Circle · Okatie, SC 29909

3

Beds

3.5

Baths

2,462

Sq Ft

1996

Built

Single Family Residence$560/sq ft4 days on market
Golf Course ViewTrees/Woods ViewPoolGarageFireplaceHOA CommunityVA-Friendly Financing

What stands out

  • Golf Course, Trees/Woods views
  • Attached garage
  • Fireplace
  • Private pool
  • Outdoor living: Screened Porch, Deck, Rear Porch
  • Accepts VA financing
  • 0.54-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Tucked beneath a canopy of trees on desirable Osprey Circle, mid-island in Magnolia #7, this home feels like a private retreat, completely redesigned and rebuilt from the studs by a premier contractor, with no expense spared and no detail overlooked. Eastern exposure fills the home with soft morning light, while shaded afternoons and a long, private view of the golf course create a quiet, elevated sense of place. Essentially reborn as a new home, the residence was reconstructed with all-new stucco and exterior pai…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-06 — a benchmark, not your rate.

Estimated all-in monthly

$10,124/mo

Principal & Interest$8,889
Property tax (owner-occ. 4%, est.)$575
Homeowners insurance (est.)$402
HOA dues$258
Loan amount$1,379,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,379,000 price, 0% down, 6.69% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,729/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
3
Half Baths
1
Living Area
2,462 sq ft
Flooring
Carpet, Tile, Wood
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Vent Exhaust Fan, Fire Alarm, Fireplace Screen, Fireplace/Equipment, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Whirlpool Tub, Wine Cooler
Heating
Electric, Heat Pump, Propane Leased, Central
Cooling
Electric, Heat Pump, Central Air
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s), Entrance Foyer, Smart Thermostat, Walk-In Closet(s), Master Downstairs

Exterior & Lot

Lot Size
0.54 acres
Construction
Stucco
Foundation
Raised
Roof
Composition
Parking
Attached, Garage
Porch / Patio
Screened Porch, Deck, Rear Porch
Pool
Community
View
Golf Course, Trees/Woods
Exterior Features
Hurricane Shutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$3,092 / annually
Regime Fee
Yes

Financial & Terms

List Price
$1,379,000
Price / Sq Ft
$560
Annual Taxes
$2,729
Financing Accepted
Conventional, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 4 days.

  1. Status: Active

    Aug 12, 2026

  2. New Listing

    Aug 12, 2026

  3. Came on market

    Aug 12, 2026

  4. Listed for sale

    Aug 10, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $693,351–$1,074,439 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
416 Freshwater Lane, Okatie, SC 299093 bd · 2,443 sqft$688,000$282Apr 2026
67 Osprey Circle, Okatie, SC 299093 bd · 2,406 sqft$1,050,000$436May 2026
181 Palmdale Lane, Okatie, SC 299093 bd · 2,264 sqft$700,000$309Jun 2026
108 Fernleaf Lane, Okatie, SC 299093 bd · 2,677 sqft$875,000$327May 2026
45 Callawassie Club Drive, Okatie, SC 299093 bd · 2,230 sqft$690,000$309May 2026

Recent closed sales of similar homes nearby (this list price is $1,379,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

90 Osprey Circle, Okatie, SC 29909

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.3 mi

  • Bluffton

    ~6 mi

  • Hilton Head Island

    ~9.7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Joseph F. Kearney, Coastal R. E. Solutions II.

Listing data last updated August 12, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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