$949,999
$380/sq ft91 Front Street · St. Helena Island, SC 29920
3
Beds
2
Baths
2,500
Sq Ft
2024
Built
What stands out
- Waterfront — Pond
- Pond views
- Garage parking
- Fireplace
- Outdoor living: Screened Porch, Patio, Covered
- 0.86-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
Listing description
Stunning Almost New Construction (less than 2 years old) on Private/Gated Bermuda Bluff Island! Welcome to your dream home on the Exclusive Island of Bermuda Bluff Island. This Beautifully Constructed Home offers luxury, comfort, and coastal charm. Includes .86 acres. Step inside to find soaring ceilings, and durable laminate flooring throughout, beautiful carpet in the master bedroom, master closet. You will be greeted by a soaring stone wall fireplace, reaching all the way up to the 16-foot ceilings. Fireplace In…
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Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly
$5,620/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $949,999 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Living Area
- 2,500 sq ft
- Flooring
- Carpet, Tile
- Appliances
- Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Auto/Gar/Opener, Cable TV/Available, Whirlpool Tub, Built-In Electric Oven, Tankless Water Heater
- Heating
- Electric, Central
- Cooling
- Electric, Central Air
- Fireplace
- 1
- Water Heater
- Gas, Tankless
- Interior Features
- Elevator
Exterior & Lot
- Lot Size
- 0.86 acres
- Construction
- Frame, HardiPlank Type, Block
- Foundation
- Elevated
- Roof
- Composition
- Parking
- Garage, Golf Cart Garage
- Porch / Patio
- Screened Porch, Patio, Covered
- View
- Pond
- Waterfront
- Pond
Utilities
- Water
- Public
- Sewer
- Septic Tank
Community & HOA
- HOA Fee
- $1,900 / annually
Financial & Terms
- List Price
- $949,999
- Price / Sq Ft
- $380
- Financing Accepted
- Conventional, Fha, Cash
- Zoning
- Residential
Listing activity
On the market for 84 days.
Price Reduced
Jun 23, 2026
Status: Active
Apr 3, 2026
Listed for sale
Apr 3, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 1116 Palmetto Point, St. Helena Island, SC 299203 bd · 2,576 sqft | $650,000 | $252 | Apr 2026 |
| 203 Locust Fence Road, St. Helena Island, SC 299203 bd · 2,178 sqft | $560,000 | $257 | Mar 2026 |
| 459 Bb Sams Drive, St. Helena Island, SC 299203 bd · 2,150 sqft | $480,000 | $223 | Apr 2026 |
| 959 Sea Island Parkway, St. Helena Island, SC 299204 bd · 2,498 sqft | $630,000 | $252 | Mar 2026 |
| 210 Cotton Dike Road, St. Helena Island, SC 299203 bd · 2,120 sqft | $795,000 | $375 | Mar 2026 |
Recent closed sales of similar homes nearby (this list price is $949,999). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
91 Front Street, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~7.1 mi
Bluffton
~14.3 mi
Hilton Head Island
~10.2 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Randal Longo, I Save Realty.
Listing data last updated June 23, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.