$5,250,000
$315/sq ft916 Bay Street · Beaufort, SC 29902
2
Beds
2.5
Baths
16,692
Sq Ft
1978
Built
What stands out
- Waterfront — River Front
- Downtown, Park/Greenbelt, River, Marina, Water views
- Garage parking
- Outdoor living: Patio, Covered Patio, Porch, Covered
- No HOA
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
Listing description
A rare redevelopment opportunity in the heart of downtown Beaufort, 916 Bay Street rises beside Waterfront Park with miles of uninterrupted views along the Intracoastal Waterway. Over 16,000 square feet of usable space spans five floors, plus a 5,000-square-foot rooftop--ideal for a boutique hotel, an art gallery, restaurant, luxury residences, retail, or a mixture of all. The top floor has been built out into an exceptional penthouse overlooking the ICW and Bay Street. Porches and patios overlook both the water fr…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-02 — a benchmark, not your rate.
Estimated all-in monthly
$30,073/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $5,250,000 price, 20% down, 6.43% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 16,692 sq ft
- Levels
- Three Or More
- Flooring
- Slate
- Appliances
- Dishwasher, Refrigerator, Cable TV/Available, Dryer, Washer, Furnished, Wine Cooler, Wine Refrigerator
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Interior Features
- Cathedral Ceiling(s), Entrance Foyer, High Ceilings, Open Floorplan, Recessed Lighting, Double Closets, Elevator
Exterior & Lot
- Lot Size
- 0.14 acres
- Construction
- Other
- Parking
- Garage
- Porch / Patio
- Patio, Covered Patio, Porch, Covered
- View
- Downtown, Park/Greenbelt, River, Marina, Water
- Waterfront
- River Front
- Exterior Features
- Rain Gutters
Utilities
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $5,250,000
- Price / Sq Ft
- $315
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential/Commercial
Listing activity
On the market for 25 days.
Status: Active
Jun 15, 2026
New Listing
Jun 15, 2026
Listed for sale
Jun 15, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
Ask anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
916 Bay Street, Beaufort, SC 29902
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~0.2 mi
Bluffton
~17.3 mi
Hilton Head Island
~15.5 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Edward Dukes, Lowcountry Real Estate.
Listing data last updated July 6, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.