$307,990
$232/sq ft92 Castle Street · Hardeeville, SC 29927
3
Beds
2.5
Baths
1,326
Sq Ft
2026
Built
What stands out
- Trees/Woods views
- Newer construction
- Private pool
- Outdoor living: Patio, Front Porch
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Introducing the Tate floor plan by Ryan Homes in Royal Oaks. An open floor plan offers ideal entertaining space without sacrificing square footage. Gather with loved ones in the great room. The adjoining gourmet kitchen features a dedicated dining space plus a large eat-at island. Upstairs, a full bath sits between two large bedrooms with walk-in closets. Your luxury owner's suite includes a walk-in closet and en suite bath. There's simply so much to love about The Tate. Royal Oaks is conveniently located between S…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-02 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$2,195–$2,430/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $307,990 price, 0% down, 6.43% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $625/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 1,326 sq ft
- Levels
- Two
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer, Tankless Water Heater
- Heating
- Natural Gas, Central
- Cooling
- Electric, Central Air
- Water Heater
- Tankless
- Interior Features
- Pantry, Recessed Lighting, Smart Thermostat, Walk-In Closet(s)
Exterior & Lot
- Lot Size
- 0.09 acres
- Construction
- Frame, Vinyl Siding
- Foundation
- Slab
- Parking
- Concrete, Driveway
- Porch / Patio
- Patio, Front Porch
- Pool
- In Ground, Community
- View
- Trees/Woods
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA
- Yes (fee not listed)
Financial & Terms
- List Price
- $307,990
- Price / Sq Ft
- $232
- Annual Taxes
- $625
- Financing Accepted
- Conventional, Fha, Rural Development/usda, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 8 days.
Status: Active
Jul 1, 2026
New Listing
Jul 1, 2026
Listed for sale
Jul 1, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 975 Twin Ponds, Hardeeville, SC 299273 bd · 1,383 sqft | $319,601 | $231 | May 2026 |
| 877 Sanctum Street, Hardeeville, SC 299363 bd · 1,249 sqft | $342,990 | $275 | Jun 2026 |
| 6 Epps Avenue, Hardeeville, SC 299273 bd · 1,212 sqft | $260,000 | $215 | Jun 2026 |
| 511 Waters Edge Way, Hardeeville, SC 299273 bd · 1,500 sqft | $344,946 | $230 | Apr 2026 |
| 1073 Sanctum Street, Hardeeville, SC 299363 bd · 1,151 sqft | $329,990 | $287 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $307,990). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
92 Castle Street, Hardeeville, SC 29927
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~25.2 mi
Bluffton
~12.8 mi
Hilton Head Island
~19.2 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Scott Cutler, NVR, INC.
Listing data last updated July 1, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.