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ActiveMLS# 197405

$1,275,000

$465/sq ft

97 Western Trace · Beaufort, SC 29907

3

Beds

3.5

Baths

2,740

Sq Ft

2023

Built

Single Family Residence$465/sq ft8 days on market
Neighborhood ViewGarageFireplaceHOA Community

What stands out

  • Neighborhood views
  • Garage parking
  • 2 fireplaces
  • Outdoor living: Covered Patio, Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

There comes a time when home isn't about having more, or even less, space--it's about living better. Welcome home, where exceptional craftsmanship meets the ease of single-level living in one of Beaufort's most desirable waterfront communities. Every detail of this home was intentionally designed for comfortable, elegant daily living--from the single-level floor plan and generous gathering spaces to the abundance of storage and quality finishes that stand the test of time. Designed for those who appreciate quality…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($255,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-23 — a benchmark, not your rate.

Estimated all-in monthly

$7,696/mo

Principal & Interest$6,501
Property tax (owner-occ. 4%, est.)$531
Homeowners insurance (est.)$372
HOA dues$292
Loan amount$1,020,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,275,000 price, 20% down, 6.58% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
3
Half Baths
1
Living Area
2,740 sq ft
Flooring
Tile, Wood
Appliances
Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Vent Exhaust Fan, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Unfurnished, Tankless Water Heater
Heating
Electric, Central
Cooling
Electric, Central Air
Fireplace
2
Water Heater
Gas, Tankless
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.37 acres
Construction
HardiPlank Type
Foundation
Raised
Roof
Composition
Parking
Garage
Porch / Patio
Covered Patio, Porch
View
Neighborhood
Exterior Features
Outdoor Grill, Thermo-Panes, Rain Gutters

Utilities

Water
Public
Sewer
Septic Tank

Community & HOA

HOA Fee
$875 / quarterly

Financial & Terms

List Price
$1,275,000
Price / Sq Ft
$465
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 8 days.

  1. Status: Active

    Jul 22, 2026

  2. New Listing

    Jul 22, 2026

  3. Came on market

    Jul 22, 2026

  4. Listed for sale

    Jul 20, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $527,598–$1,587,070).
Sold homeSold price$/sqftClosed
44 Oak Pond Passage, Beaufort, SC 299063 bd · 2,676 sqft$1,550,000$579Jun 2026
58 Wrights Point Circle, Beaufort, SC 299023 bd · 2,620 sqft$575,000$219Jul 2026
149 Thistle Lane, Beaufort, SC 299073 bd · 2,578 sqft$496,404$193Jul 2026
94 Thomas Sumter Street, Beaufort, SC 299073 bd · 2,453 sqft$490,000$200Jul 2026
607 Ashdale Drive, Beaufort, SC 299073 bd · 2,334 sqft$589,100$252Jul 2026

Recent closed sales of similar homes nearby (this list price is $1,275,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

97 Western Trace, Beaufort, SC 29907

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~4.8 mi

  • Bluffton

    ~22.2 mi

  • Hilton Head Island

    ~20.3 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Heidi Woodruff Smith, Lowcountry Real Estate.

Listing data last updated July 23, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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