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ActiveMLS# 198578

$6,000,000

$932/sq ft

99 Inverness Drive · Bluffton, SC 29910

5

Beds

5.5

Baths

6,441

Sq Ft

2023

Built

Single Family Residence$932/sq ft75 days on market
WaterfrontPool ViewPoolGarageSingle-Level LivingFireplaceHOA Community

What stands out

  • Waterfront — Marsh
  • Pool views
  • Single-level living
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Screened Porch, Front Porch, Rear Porch
  • 1.06-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Rare opportunity in Colleton River, Bluffton's premier gated golf and waterfront community, set among three exceptional courses: an 18-hole Pete Dye, an 18-hole Jack Nicklaus regarded as one of the finest layouts in the game, and a 6-hole Bruce Borland executive Par 3 ideal for shorter rounds and newer players. And golf is a choice, not a requirement - Colleton River offers a Lifestyle Membership for non-golfers with full access to the clubhouse, dining, fitness center, tennis, pickleball, pool, walking and biking…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($1,200,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-10-08 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$37,549–$37,784/mo

Principal & Interest$33,234
Property tax (owner-occ. 4%, est.)$2,500
Homeowners insurance (est.)$1,750
Flood ins. (required, est. range)$65–$300
Loan amount$4,800,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $6,000,000 price, 20% down, 7.4% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $12,733/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
5
Full Baths
5
Half Baths
1
Living Area
6,441 sq ft
Levels
One and One Half
Flooring
Tile, Wood
Appliances
Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer, Wine Cooler, Tankless Water Heater
Heating
Heat Pump, Zoned
Cooling
Heat Pump, Central Air
Fireplace
1
Water Heater
Tankless
Interior Features
Ceiling Fan(s), Cathedral Ceiling(s), Entrance Foyer, Pantry, Walk-In Closet(s), Master Downstairs

Exterior & Lot

Lot Size
1.06 acres
Construction
Brick, Stucco, Composite Siding
Foundation
Elevated
Roof
Composition, Metal
Parking
Driveway, Garage, Golf Cart Garage, Oversized
Porch / Patio
Screened Porch, Front Porch, Rear Porch
Pool
Community, Private
View
Pool
Waterfront
Marsh
Exterior Features
Outdoor Grill, Rain Gutters, Hot Tub, Hurricane Shutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$6,000,000
Price / Sq Ft
$932
Annual Taxes
$12,733
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 75 days.

  1. Status: Active

    Oct 9, 2026

  2. New Listing

    Oct 9, 2026

  3. Came on market

    Oct 9, 2026

  4. Listed for sale

    Jul 28, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $1,331,333–$6,117,796).
Sold homeSold price$/sqftClosed
307 Waterfowl Road, Bluffton, SC 299105 bd · 5,580 sqft$5,300,000$950Aug 2026
20 Driftwood Court W, Bluffton, SC 299105 bd · 4,699 sqft$1,375,000$293Sep 2026
6 Victory Point Circle, Bluffton, SC 299104 bd · 5,346 sqft$1,105,000$207Nov 2025
51 Rose Hill Drive, Bluffton, SC 299104 bd · 5,008 sqft$1,390,000$278Jul 2026
14 Ghost Pony Road, Bluffton, SC 299104 bd · 4,710 sqft$1,575,000$334Mar 2026

Recent closed sales of similar homes nearby (this list price is $6,000,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Questions about this home?

Ask a local agent — we'll get back to you with real answers, usually same day.

Location

99 Inverness Drive, Bluffton, SC 29910

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~10.8 mi

  • Bluffton

    ~6.6 mi

  • Hilton Head Island

    ~7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Sara Huiss, Charter One Realty.

Listing data last updated October 9, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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