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ActiveMLS# 197001

$22,500

Tbd Broad River Road · Ridgeland, SC 29936

Resident S/D Lot3 days on market
WaterfrontHOA Community

What stands out

  • Waterfront — Marsh

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Located on a 350-acre island rich in history and natural beauty, Palm Key is known for its charming Cottages, majestic live oaks, freshwater lakes, and pristine tidal marsh. Enjoy stunning marsh vistas, spectacular sunsets, and sights and sounds of countless native bird species. Enjoy the nearby Knowles Island Public Fishing Pier, offering easy access to some of the area's best fishing, kayaking, and wildlife viewing. Paddle through scenic tidal creeks, explore miles of waterways, or relax and enjoy the tranquility…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($4,500)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$193–$428/mo

Principal & Interest$113
Property tax (owner-occ. 4%, est.)$8
Homeowners insurance (est.)$7
Flood ins. (required, est. range)$65$300
Loan amount$18,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $22,500 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
50x61x50x62
Waterfront
Marsh

Utilities

Utilities
Electricity Available, Water Available

Community & HOA

HOA Fee
$375

Financial & Terms

List Price
$22,500
Financing Accepted
Cash, Conventional
Zoning
Residential

Listing activity

On the market for 3 days.

  1. Status: Active

    Jun 23, 2026

  2. New Listing

    Jun 23, 2026

  3. Listed for sale

    Jun 23, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

Tbd Broad River Road, Ridgeland, SC 29936

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.6 mi

  • Bluffton

    ~20.4 mi

  • Hilton Head Island

    ~22.8 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of David H. Simcox, Realty One Group Lowcountry.

Listing data last updated June 23, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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