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ActiveMLS# 198292

$1,475,000

$571/sq ft

10 Off Shore Drive · Hilton Head Island, SC 29928

3

Beds

3.5

Baths

2,584

Sq Ft

1989

Built

Single Family Residence$571/sq ft13 days on market
WaterfrontGolf Course ViewWater ViewPoolGarageSingle-Level LivingFireplaceHOA Community

What stands out

  • Waterfront — Lagoon
  • Golf Course, Water views
  • Single-level living
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Covered Patio
  • 0.61-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Walk to the Beach in Palmetto Dunes! Located in the highly desirable, gated Palmetto Dunes oceanfront community, this single level coastal home offers an exceptional opportunity for both primary living, vacation home or investment property. Featuring 3 bedrooms and 3.5 baths, the home boasts separate living areas, a large kitchen, fireplace, and vaulted ceilings that create an open feel throughout. Enjoy outdoor living in the beautiful backyard with serene water views and a private pool, perfect for relaxing after…

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Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($295,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-09-24 — a benchmark, not your rate.

Estimated all-in monthly

$8,919/mo

Principal & Interest$7,874
Property tax (owner-occ. 4%, est.)$615
Homeowners insurance (est.)$430
Loan amount$1,180,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,475,000 price, 20% down, 7.03% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
3
Half Baths
1
Living Area
2,584 sq ft
Levels
One
Flooring
Tile, Wood
Appliances
Microwave, Dishwasher, Refrigerator, Dryer, Washer, Furnished, Wine Refrigerator, Built-In Electric Oven
Heating
Heat Pump, Central
Cooling
Electric, Central Air
Fireplace
1
Interior Features
Entrance Foyer, High Ceilings, Open Floorplan, Pantry, Master Downstairs

Exterior & Lot

Lot Size
0.61 acres
Parking
Garage
Porch / Patio
Covered Patio
Pool
Outdoor Pool, Private
View
Golf Course, Water
Waterfront
Lagoon

Utilities

Sewer
Public Sewer

Community & HOA

HOA Fee
$2,000

Financial & Terms

List Price
$1,475,000
Price / Sq Ft
$571
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 13 days.

  1. Status: Active

    Sep 21, 2026

  2. New Listing

    Sep 21, 2026

  3. Came on market

    Sep 21, 2026

  4. Listed for sale

    Sep 18, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $815,747–$1,756,854).
Sold homeSold price$/sqftClosed
2 Wood Thrush Court, Hilton Head Island, SC 299263 bd · 2,491 sqft$815,000$327Aug 2026
50 Plantation Drive, Hilton Head Island, SC 299283 bd · 2,721 sqft$1,850,000$680Aug 2026
10 Robbers Row, Hilton Head Island, SC 299283 bd · 2,842 sqft$1,100,000$387Sep 2026
40 Ellenita Drive, Hilton Head Island, SC 299263 bd · 2,301 sqft$1,099,000$478Aug 2026
10 Seagrass Landing Court, Hilton Head Island, SC 299263 bd · 2,154 sqft$680,000$316Aug 2026

Recent closed sales of similar homes nearby (this list price is $1,475,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

10 Off Shore Drive, Hilton Head Island, SC 29928

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~17.2 mi

  • Bluffton

    ~9.3 mi

  • Hilton Head Island

    ~3.1 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Elizabeth Drake, Keller Williams Realty.

Listing data last updated September 28, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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