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ActiveMLS# 197269

$699,000

1065 Seaside Road · St. Helena Island, SC 29920

Unimproved Land2 days on market
WaterfrontCreek/Stream ViewNo HOA

What stands out

  • Waterfront — Marsh, Tidal Creek
  • Creek/Stream views
  • No HOA
  • 9.28-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone VEModerate-to-high flood risk

FEMA Zone VE (coastal high-hazard) — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

A truly rare Lowcountry offering--9.28 acres of spectacular marshfront property bordering Historic Seaside Plantation on Saint Helena Island. Graced by majestic live oaks and sweeping eastern marsh views, this exceptional property offers the potential for three private marshfront homesites, each with breathtaking water views. Power, well, and septic are already in place, along with an existing workshop and potential RV hookup. Create an extraordinary private estate, a legacy family compound, or three distinctive ma…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($139,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$4,091–$4,326/mo

Principal & Interest$3,531
Property tax (owner-occ. 4%, est.)$291
Homeowners insurance (est.)$204
Flood ins. (required, est. range)$65$300
Loan amount$559,200
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $699,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
9.28 acres
View
Creek/Stream
Waterfront
Marsh, Tidal Creek

Utilities

Water
Well
Utilities
Electricity Connected

Community & HOA

HOA
None

Financial & Terms

List Price
$699,000
Financing Accepted
Cash, Conventional, Fha
Zoning
Residential

Listing activity

On the market for 2 days.

  1. Status: Active

    Jul 13, 2026

  2. New Listing

    Jul 13, 2026

  3. Listed for sale

    Jul 13, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

1065 Seaside Road, St. Helena Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~7.7 mi

  • Bluffton

    ~18.9 mi

  • Hilton Head Island

    ~14.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Rhonda Rogerson, The HomesFinder Realty Group.

Listing data last updated July 13, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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