$1,750,000
$673/sq ft108 Front Street · St. Helena Island, SC 29920
4
Beds
3
Baths
2,600
Sq Ft
2013
Built
What stands out
- Waterfront — Deep Water (Three Ft Min)
- River views
- Garage parking
- Fireplace
- Private pool
- Outdoor living: Front Porch, Rear Porch
- Fenced yard
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Custom Lowcountry living on the Beaufort River, impeccably maintained. Wood floors, coffered ceilings, tiled baths, plantation shutters, and porches with sweeping water views. The fenced rear yard is a private oasis -- a heated and cooled pool set among palmettos, live oaks, and lush landscaping, added in 2024. A deep-water dock with boat lift sits steps away, reachable by golf cart. Cross Port Royal Sound to Hilton Head's restaurants, run upriver to Port Royal and Beaufort, or slip into pristine creeks, beaches, a…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-23 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$12,626–$12,861/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,750,000 price, 0% down, 6.58% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,812/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 3
- Living Area
- 2,600 sq ft
- Levels
- Two
- Flooring
- Tile, Wood
- Appliances
- Dishwasher, Refrigerator, Disposal, Vent Exhaust Fan, Fireplace Screen, Wet-Bar, Whirlpool Tub, Unfurnished, Wine Cooler, Tankless Water Heater
- Heating
- Electric, Heat Pump, Propane Owned, Central
- Cooling
- Electric, Heat Pump, Central Air
- Fireplace
- 1
- Water Heater
- Electric, Tankless
- Interior Features
- Coffered Ceiling(s), Double Vanity, Entrance Foyer, High Ceilings, Open Floorplan, Recessed Lighting, Walk-In Closet(s), Wet Bar, Master Downstairs, Elevator
Exterior & Lot
- Lot Size
- 0.92 acres
- Construction
- Block, Stucco, Composite Siding
- Foundation
- Elevated
- Roof
- Metal
- Parking
- Circular Driveway, Driveway, Garage, Garage Faces Side, Storage
- Porch / Patio
- Front Porch, Rear Porch
- Fencing
- Partial
- Pool
- Heated, Outdoor Pool, Private, Salt Water
- View
- River
- Waterfront
- Deep Water (Three Ft Min)
- Exterior Features
- Boat Lift
Utilities
- Water
- Public, Irrigation Well
- Sewer
- Septic Tank
Community & HOA
- HOA Fee
- $2,010 / annually
Financial & Terms
- List Price
- $1,750,000
- Price / Sq Ft
- $673
- Annual Taxes
- $3,812
- Financing Accepted
- Conventional, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 6 days.
Status: Active
Jul 22, 2026
New Listing
Jul 22, 2026
Came on market
Jul 22, 2026
Listed for sale
Jul 9, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 670 S Reeve Road, St. Helena Island, SC 299204 bd · 2,635 sqft | $850,000 | $323 | Jul 2026 |
| 629 S Reeve Road, St. Helena Island, SC 299204 bd · 2,635 sqft | $849,900 | $323 | May 2026 |
| 220 Cotton Dike Road, St. Helena Island, SC 299204 bd · 2,545 sqft | $995,000 | $391 | Jul 2026 |
| 250 Locust Fence Road, St. Helena Island, SC 299204 bd · 2,794 sqft | $919,000 | $329 | Jul 2026 |
| 347 Westbrook Road, St. Helena Island, SC 299204 bd · 2,404 sqft | $675,000 | $281 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $1,750,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
108 Front Street, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~7.1 mi
Bluffton
~14.2 mi
Hilton Head Island
~10.1 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Russ Fielden, Southern Coast Realty, LLC.
Listing data last updated July 25, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.