$1,095,000
$385/sq ft109 Five Oaks Circle · Beaufort, SC 29902
4
Beds
3.5
Baths
2,842
Sq Ft
1998
Built
What stands out
- Waterfront — Marsh
- Trees/Woods, Creek/Stream, Water views
- Garage parking
- Fireplace
- Private pool
- Outdoor living: Deck, Front Porch, Rear Porch
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Live your best Lowcountry life in this exceptional waterfront home designed by renowned architect William Poole, and built with the highest level of craftsmanship by Powell Brothers Construction, one of Beaufort's premier builders. Located in the highly sought-after Islands of Beaufort; the area's only gated community, this beautifully appointed residence offers expansive marsh views over Battery Creek, timeless architectural details, and a floor plan perfectly suited for both entertaining and everyday living. F…
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Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly
$6,523/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,095,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $6,668/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 3
- Half Baths
- 1
- Living Area
- 2,842 sq ft
- Levels
- Two
- Flooring
- Carpet, Tile, Wood
- Appliances
- Gas Range, Dishwasher, Refrigerator, Disposal, Fire Alarm, Cable TV/Available
- Heating
- Heat Pump, Central
- Cooling
- Heat Pump, Central Air
- Fireplace
- 1
- Water Heater
- Electric
- Interior Features
- Beamed Ceilings, Chandelier, Crown Molding, Entrance Foyer, Open Floorplan, Pantry, Vaulted Ceiling(s), Master Downstairs
Exterior & Lot
- Lot Size
- 34x209x180x171
- Construction
- Frame, HardiPlank Type
- Foundation
- Crawl
- Roof
- Composition
- Parking
- Garage
- Porch / Patio
- Deck, Front Porch, Rear Porch
- Pool
- Community
- View
- Trees/Woods, Creek/Stream, Water
- Waterfront
- Marsh
- Exterior Features
- Storage
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- HOA Fee
- $2,734 / annually
Financial & Terms
- List Price
- $1,095,000
- Price / Sq Ft
- $385
- Annual Taxes
- $6,668
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 142 days.
Price Reduced
Apr 21, 2026
Status: Active
Feb 6, 2026
Came on market
Feb 6, 2026
Listed for sale
Feb 4, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 133 Thistle Lane, Beaufort, SC 299074 bd · 2,838 sqft | $553,749 | $195 | Jun 2026 |
| 182 Thistle Lane, Beaufort, SC 299074 bd · 2,838 sqft | $522,900 | $184 | Jun 2026 |
| 15 Carter Oaks Drive, Beaufort, SC 299074 bd · 2,746 sqft | $875,000 | $319 | Jun 2026 |
| 9 Bradford Court, Beaufort, SC 299024 bd · 2,972 sqft | $420,000 | $141 | Jun 2026 |
| 9 Newpoint Road, Beaufort, SC 299074 bd · 2,700 sqft | $700,000 | $259 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $1,095,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
109 Five Oaks Circle, Beaufort, SC 29902
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~3 mi
Bluffton
~14.7 mi
Hilton Head Island
~13.5 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Todd McDaniel, BHHS Bay Street Realty.
Listing data last updated May 24, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.