$825,000
$645/sq ft125 Greenwood · Hilton Head Island, SC 29928
3
Beds
2
Baths
1,279
Sq Ft
1986
Built
What stands out
- Waterfront — Lagoon
- Other, Trees/Woods views
- Single-level living
- Fireplace
- Private pool
- Outdoor living: Deck, Front Porch, Rear Porch
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Incredible opportunity to own this one level 3 BR townhome that generates over $56k a year in rental income. Cute coastal design and newer furnishings welcome you inside, so much natural light & great back porch looks out on pretty lagoon views. Newer HVAC and Water Heater for peace of mind and 2017 roof too. Newer LVP and tile floors, updated paint, smooth ceilings, skylight, spacious kitchen. All in the best HHI community with large community pool! Use as a residence or vacation property. You will love it!
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$4,980–$5,215/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $825,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $10,030/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Living Area
- 1,279 sq ft
- Levels
- One
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Vent Exhaust Fan, Dryer, Washer, Furnished
- Heating
- Electric, Central
- Cooling
- Electric, Central Air
- Fireplace
- 1
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Entrance Foyer, High Ceilings, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Master Downstairs
Exterior & Lot
- Lot Size
- 0.1 acres
- Construction
- Other
- Foundation
- Crawl
- Roof
- Composition
- Parking
- Common, Unassigned
- Porch / Patio
- Deck, Front Porch, Rear Porch
- Pool
- Community
- View
- Other, Trees/Woods
- Waterfront
- Lagoon
- Exterior Features
- Rain Gutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA Fee
- $2,065 / annually
- Regime Fee
- Yes
Financial & Terms
- List Price
- $825,000
- Price / Sq Ft
- $645
- Annual Taxes
- $10,030
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 2 days.
Status: Active
Jun 24, 2026
New Listing
Jun 24, 2026
Listed for sale
Jun 24, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 34 S Forest Beach Drive C13, Hilton Head Island, SC 299283 bd · 1,270 sqft | $551,000 | $434 | May 2026 |
| 12 Brittany Place Drive 12, Hilton Head Island, SC 299283 bd · 1,300 sqft | $440,000 | $338 | Jun 2026 |
| 3 Braddock Bluff Drive 1730, Hilton Head Island, SC 299283 bd · 1,329 sqft | $1,175,000 | $884 | May 2026 |
| 67 Summerfield Court 621, Hilton Head Island, SC 299263 bd · 1,430 sqft | $365,000 | $255 | Jun 2026 |
| 5 Newport Drive 7102, Hilton Head Island, SC 299282 bd · 1,258 sqft | $550,000 | $437 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $825,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
125 Greenwood 3423, Hilton Head Island, SC 29928
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~20.8 mi
Bluffton
~7.9 mi
Hilton Head Island
~5.1 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline

Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Deanna Gramoy, Century 21 A LowCountry Realty.
Listing data last updated June 25, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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