1 / 1
ActiveMLS# 197030

$825,000

$645/sq ft

125 Greenwood · Hilton Head Island, SC 29928

3

Beds

2

Baths

1,279

Sq Ft

1986

Built

Townhouse$645/sq ft2 days on market
WaterfrontOther ViewTrees/Woods ViewPoolSingle-Level LivingFireplaceHOA Community

What stands out

  • Waterfront — Lagoon
  • Other, Trees/Woods views
  • Single-level living
  • Fireplace
  • Private pool
  • Outdoor living: Deck, Front Porch, Rear Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Incredible opportunity to own this one level 3 BR townhome that generates over $56k a year in rental income. Cute coastal design and newer furnishings welcome you inside, so much natural light & great back porch looks out on pretty lagoon views. Newer HVAC and Water Heater for peace of mind and 2017 roof too. Newer LVP and tile floors, updated paint, smooth ceilings, skylight, spacious kitchen. All in the best HHI community with large community pool! Use as a residence or vacation property. You will love it!

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($165,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$4,980–$5,215/mo

Principal & Interest$4,159
Property tax (owner-occ. 4%, est.)$344
Homeowners insurance (est.)$241
HOA dues$172
Flood ins. (required, est. range)$65$300
Loan amount$660,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $825,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $10,030/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Living Area
1,279 sq ft
Levels
One
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Vent Exhaust Fan, Dryer, Washer, Furnished
Heating
Electric, Central
Cooling
Electric, Central Air
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s), Entrance Foyer, High Ceilings, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Master Downstairs

Exterior & Lot

Lot Size
0.1 acres
Construction
Other
Foundation
Crawl
Roof
Composition
Parking
Common, Unassigned
Porch / Patio
Deck, Front Porch, Rear Porch
Pool
Community
View
Other, Trees/Woods
Waterfront
Lagoon
Exterior Features
Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$2,065 / annually
Regime Fee
Yes

Financial & Terms

List Price
$825,000
Price / Sq Ft
$645
Annual Taxes
$10,030
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 2 days.

  1. Status: Active

    Jun 24, 2026

  2. New Listing

    Jun 24, 2026

  3. Listed for sale

    Jun 24, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $326,458–$1,130,794).
Sold homeSold price$/sqftClosed
34 S Forest Beach Drive C13, Hilton Head Island, SC 299283 bd · 1,270 sqft$551,000$434May 2026
12 Brittany Place Drive 12, Hilton Head Island, SC 299283 bd · 1,300 sqft$440,000$338Jun 2026
3 Braddock Bluff Drive 1730, Hilton Head Island, SC 299283 bd · 1,329 sqft$1,175,000$884May 2026
67 Summerfield Court 621, Hilton Head Island, SC 299263 bd · 1,430 sqft$365,000$255Jun 2026
5 Newport Drive 7102, Hilton Head Island, SC 299282 bd · 1,258 sqft$550,000$437Jun 2026

Recent closed sales of similar homes nearby (this list price is $825,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

125 Greenwood 3423, Hilton Head Island, SC 29928

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~20.8 mi

  • Bluffton

    ~7.9 mi

  • Hilton Head Island

    ~5.1 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Deanna Gramoy, Century 21 A LowCountry Realty.

Listing data last updated June 25, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

Similar homes you may like

More homes in Hilton Head Island

View all Hilton Head Island listings

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

Call
Save