1 / 45
ActiveMLS# 196985

$549,000

$394/sq ft

1119 Lafayette Street · Beaufort, SC 29902

3

Beds

2.5

Baths

1,395

Sq Ft

1956

Built

Single Family Residence$394/sq ft21 days on market
Other ViewFenced YardNo HOAVA-Friendly Financing

What stands out

  • Other views
  • Outdoor living: Patio, Deck
  • Fenced yard
  • No HOA
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Completely renovated in 2024, this charming 3-bedroom, 2.5-bath cottage offers the perfect blend of character and modern convenience just minutes from downtown Beaufort. Thoughtfully updated from top to bottom, improvements include new electrical, plumbing, flooring, paint, a beautifully redesigned kitchen, and all-new bathrooms. The functional floor plan features two separate living areas, providing flexibility for entertaining, working from home, or everyday living. The primary suite includes a private en-suit…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$3,855/mo

Principal & Interest$3,466
Property tax (owner-occ. 4%, est.)$229
Homeowners insurance (est.)$160
Loan amount$549,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $549,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,669/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
1,395 sq ft
Flooring
Tile, Vinyl
Appliances
Dishwasher, Refrigerator, Tankless Water Heater
Heating
Heat Pump, Central
Cooling
Electric, Central Air
Water Heater
Tankless
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.23 acres
Construction
HardiPlank Type
Foundation
Crawl
Roof
Composition
Porch / Patio
Patio, Deck
Fencing
Full
View
Other

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
None

Financial & Terms

List Price
$549,000
Price / Sq Ft
$394
Annual Taxes
$2,669
Financing Accepted
Conventional, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 21 days.

  1. Status: Active

    Jun 22, 2026

  2. New Listing

    Jun 22, 2026

  3. Listed for sale

    Jun 22, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $293,385–$443,610 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
3008 Cherry Boulevard, Beaufort, SC 299023 bd · 1,428 sqft$322,000$225Jun 2026
44 Telfair Drive, Beaufort, SC 299073 bd · 1,466 sqft$433,000$295Jul 2026
23 Bay Breeze Lane, Beaufort, SC 299073 bd · 1,474 sqft$310,000$210Jun 2026
2620 Mossy Oaks Road, Beaufort, SC 299023 bd · 1,500 sqft$477,000$318Jul 2026
6 Peytons Way, Beaufort, SC 299073 bd · 1,284 sqft$400,000$312Jul 2026

Recent closed sales of similar homes nearby (this list price is $549,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

1119 Lafayette Street, Beaufort, SC 29902

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~1.1 mi

  • Bluffton

    ~18 mi

  • Hilton Head Island

    ~16.5 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Laura Chambers, Keller Williams.

Listing data last updated July 3, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

Similar homes you may like

More homes in Beaufort

View all Beaufort listings

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

Call
Save