$575,000
$237/sq ft1119 Palmetto Point · St. Helena Island, SC 29920
3
Beds
3
Baths
2,431
Sq Ft
2002
Built
What stands out
- Trees/Woods views
- Attached garage
- Fireplace
- Outdoor living: Deck
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
Listing description
Immaculately cared-for property on Palmetto Point, one of the most serene neighborhoods on Dataw. Home is surrounded by lush landscaping and a private garden for quiet moments. At the rear is a large raised deck and classic paver stone patio, embraced by woodlands and home to birds, butterflies and flowers. Inside, bright space and vaulted cathedral ceilings define the great room and gourmet kitchen. A comfortable all-season carolina room, formal dining room, expansive master bedroom with sitting area, spacious gue…
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Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly
$4,539/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $575,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 3
- Living Area
- 2,431 sq ft
- Levels
- Two
- Flooring
- Carpet, Tile, Vinyl
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Vent Exhaust Fan, Fireplace/Equipment, Auto/Gar/Opener, Dryer, Washer
- Heating
- Heat Pump, Propane Owned, Central
- Cooling
- Electric, Central Air
- Fireplace
- 1
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s)
Exterior & Lot
- Lot Size
- 60x100
- Construction
- Frame, HardiPlank Type
- Foundation
- Slab
- Roof
- Composition
- Parking
- Attached, Driveway
- Porch / Patio
- Deck
- View
- Trees/Woods
- Exterior Features
- Thermo-Panes, Storage, Rain Gutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Water Available
Community & HOA
- HOA Fee
- $501 / monthly
Financial & Terms
- List Price
- $575,000
- Price / Sq Ft
- $237
- Financing Accepted
- Conventional, Va Loan, Cash
- Zoning
- PUD
Listing activity
On the market for 335 days.
Price Reduced
Jun 4, 2026
Status: Active
May 5, 2026
Came on market
May 5, 2026
Listed for sale
Aug 11, 2025
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 1206 Big Dataw Point, St. Helena Island, SC 299203 bd · 2,390 sqft | $800,000 | $335 | Jun 2026 |
| 1116 Palmetto Point, St. Helena Island, SC 299203 bd · 2,576 sqft | $650,000 | $252 | Apr 2026 |
| 115 Chicora Point, St. Helena Island, SC 299203 bd · 2,685 sqft | $1,020,000 | $380 | Jun 2026 |
| 161 Locust Fence Road, St. Helena Island, SC 299203 bd · 2,150 sqft | $390,000 | $181 | Jun 2026 |
| 459 Bb Sams Drive, St. Helena Island, SC 299203 bd · 2,150 sqft | $480,000 | $223 | Apr 2026 |
Recent closed sales of similar homes nearby (this list price is $575,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
1119 Palmetto Point, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~5.2 mi
Bluffton
~21.8 mi
Hilton Head Island
~18.8 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Scott Anderson, BHHS Bay Street Realty.
Listing data last updated June 6, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.