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ActiveMLS# 195383

$1,150,000

$371/sq ft

115 Hermitage Road · Beaufort, SC 29902

4

Beds

2.5

Baths

3,101

Sq Ft

1950

Built

Single Family Residence$371/sq ft95 days on market
WaterfrontWater ViewFireplaceNo HOA

What stands out

  • Waterfront — Tidal Creek
  • Water views
  • Fireplace
  • Outdoor living: Patio
  • No HOA

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Set on a .66-acre waterfront lot along tidal Battery Creek, this beautifully updated in-town home offers true Lowcountry living just minutes from Downtown Beaufort, Port Royal, and the Spanish Moss Trail. Originally built in the late 1800s and thoughtfully expanded, the home lives entirely on one level with a spacious, open floor plan and 3,101 sq ft of charm. Design features include hardwood floors, crown molding, wood shutters, granite counters, recessed lighting, newer wiring, and new plumbing to the road. Th…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($230,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$6,676–$6,911/mo

Principal & Interest$5,797
Property tax (owner-occ. 4%, est.)$479
Homeowners insurance (est.)$335
Flood ins. (required, est. range)$65$300
Loan amount$920,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,150,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
2
Half Baths
1
Living Area
3,101 sq ft
Flooring
Wood
Appliances
Gas Range, Dishwasher, Refrigerator, Disposal, Cable TV/Available, Attic Fan, Built-In Electric Oven
Heating
Natural Gas, Heat Pump, Central
Cooling
Heat Pump
Fireplace
1
Water Heater
Gas

Exterior & Lot

Lot Size
100x200x120x300
Construction
Brick, Frame
Foundation
Crawl
Roof
Composition
Porch / Patio
Patio
View
Water
Waterfront
Tidal Creek
Exterior Features
Storage, Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
None

Financial & Terms

List Price
$1,150,000
Price / Sq Ft
$371
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 95 days.

  1. Status: Active

    Mar 24, 2026

  2. New Listing

    Mar 24, 2026

  3. Came on market

    Mar 24, 2026

  4. Listed for sale

    Mar 23, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $438,230–$1,208,352).
Sold homeSold price$/sqftClosed
20 Millers Pond Drive, Beaufort, SC 299074 bd · 3,077 sqft$1,199,000$390Jun 2026
6 Coosawhatchie Way, Beaufort, SC 299064 bd · 3,053 sqft$455,000$149Jun 2026
13 Prescient Avenue, Beaufort, SC 299074 bd · 3,000 sqft$875,000$292Jun 2026
9 Bradford Court, Beaufort, SC 299024 bd · 2,972 sqft$420,000$141Jun 2026
133 Thistle Lane, Beaufort, SC 299074 bd · 2,838 sqft$553,749$195Jun 2026

Recent closed sales of similar homes nearby (this list price is $1,150,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

115 S Hermitage Road, Beaufort, SC 29902

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~1.7 mi

  • Bluffton

    ~16 mi

  • Hilton Head Island

    ~14.7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Edward Dukes, Lowcountry Real Estate.

Listing data last updated March 25, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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