$50,000
12 Barnaby Bluff · Seabrook, SC 29940
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Welcome to 12 Barnaby Bluff, a stunning homesite tucked inside the private, gated community of Bull Point Plantation. This property offers the perfect blend of Lowcountry charm and natural beauty, surrounded by moss-draped oaks, serene marsh views, and an abundance of wildlife. Bull Point is one of Beaufort's most sought-after communities, known for its peaceful lifestyle and world-class amenities. Residents enjoy a clubhouse with river views, swimming pool, fitness center, tennis courts, walking trails, a boat ra…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly
$654/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $50,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $309/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Exterior & Lot
- Lot Size
- 1.03 ac
Utilities
- Utilities
- Electricity Available
Community & HOA
- HOA Fee
- $4,399 / annually
Financial & Terms
- List Price
- $50,000
- Annual Taxes
- $309
- Financing Accepted
- Cash, Conventional
- Zoning
- PUD
Listing activity
On the market for 275 days.
Status: Active
Sep 25, 2025
New Listing
Sep 25, 2025
Came on market
Sep 25, 2025
Listed for sale
Sep 24, 2025
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
Ask anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
12 Barnaby Bluff, Seabrook, SC 29940
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~12.8 mi
Bluffton
~25.4 mi
Hilton Head Island
~26.3 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Sara Floyd, The Cox Team Brokered by eXp.
Listing data last updated February 6, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.