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ActivePrice ReducedMLS# 186510

$299,000

12 Woodstork Landing · Okatie, SC 29909

Resident S/D Lot687 days on market
HOA Community
FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Enjoy the Callawassie Island lifestyle and build your dream home with Artisan Custom Homes on this rare marsh front .65 acre homesite. Magnificent views overlooking the tidal marshes to the Chechessee River. Natural and private setting on a short cul-de-sac street.

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($59,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$2,002–$2,237/mo

Principal & Interest$1,507
Property tax (owner-occ. 4%, est.)$125
Homeowners insurance (est.)$87
HOA dues$218
Flood ins. (required, est. range)$65$300
Loan amount$239,200
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $299,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,171/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
.65

Utilities

Water
Public

Community & HOA

HOA Fee
$2,621 / annually
Regime Fee
Yes

Financial & Terms

List Price
$299,000
Annual Taxes
$1,171
Financing Accepted
Cash, Conventional
Zoning
Residential

Listing activity

On the market for 687 days.

  1. Price Reduced

    Apr 14, 2026

  2. Status: Active

    Feb 9, 2026

  3. Came on market

    Feb 9, 2026

  4. Listed for sale

    Aug 8, 2024

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

12 Woodstork Landing, Okatie, SC 29909

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~12.1 mi

  • Bluffton

    ~6.7 mi

  • Hilton Head Island

    ~9.5 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Joseph F. Kearney, Coastal R. E. Solutions II.

Listing data last updated April 14, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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