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ActivePrice ReducedMLS# 196498

$1,125,000

$347/sq ft

1270 Windswept Oak Lane · Beaufort, SC 29902

5

Beds

4

Baths

3,245

Sq Ft

2023

Built

Single Family Residence$347/sq ft52 days on market
WaterfrontWater ViewPoolGarageFireplaceFenced YardHOA CommunityVA-Friendly Financing

What stands out

  • Waterfront — Tidal Creek
  • Water views
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Front Porch
  • Fenced yard
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Southern charm meets thoughtful modern living in this stunning Continental model, known for its signature double-balcony design and timeless curb appeal. Inside, a bright and functional open floorplan offers both comfortable everyday living and effortless entertaining, complete with a formal dining room enhanced by custom shiplap detailing and a stylish butler's pass-through with pantry storage. The chef's kitchen features abundant cabinetry, generous counterspace, and seamless flow into the main living areas, wher…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$7,900/mo

Principal & Interest$7,103
Property tax (owner-occ. 4%, est.)$469
Homeowners insurance (est.)$328
Loan amount$1,125,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,125,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $5,990/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
5
Full Baths
4
Living Area
3,245 sq ft
Levels
Two
Flooring
Carpet, Tile
Appliances
Microwave, Dishwasher, Disposal, Wine Cooler, Tankless Water Heater
Heating
Heat Pump
Cooling
Heat Pump
Fireplace
1
Water Heater
Tankless
Interior Features
Chandelier, Double Vanity, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, Smart Thermostat, Soaking Tub, Walk-In Closet(s), Double Closets

Exterior & Lot

Lot Size
0.27 acres
Construction
HardiPlank Type
Roof
Composition
Parking
Garage, Garage Faces Side
Porch / Patio
Front Porch
Fencing
Full
Pool
Community, Outdoor Pool
View
Water
Waterfront
Tidal Creek
Exterior Features
Rain Gutters, Boat Lift

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$1,125,000
Price / Sq Ft
$347
Annual Taxes
$5,990
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 52 days.

  1. Price Reduced

    Jun 22, 2026

  2. Status: Active

    May 22, 2026

  3. Listed for sale

    May 22, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $483,614–$2,794,096).
Sold homeSold price$/sqftClosed
11 N Point Trail, Beaufort, SC 299075 bd · 3,440 sqft$2,962,000$861Jun 2026
11 Shiloh Court, Beaufort, SC 299075 bd · 2,968 sqft$744,900$251Jul 2026
44 Secession Drive, Beaufort, SC 299074 bd · 3,316 sqft$1,699,000$512Jul 2026
6 Coosawhatchie Way, Beaufort, SC 299064 bd · 3,053 sqft$455,000$149Jun 2026
13 Prescient Avenue, Beaufort, SC 299074 bd · 3,000 sqft$875,000$292Jun 2026

Recent closed sales of similar homes nearby (this list price is $1,125,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

1270 Windswept Oak Lane, Beaufort, SC 29902

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~1.9 mi

  • Bluffton

    ~16.2 mi

  • Hilton Head Island

    ~15 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Melody Branham, Realty One Group Lowcountry.

Listing data last updated July 11, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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