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ActiveMLS# 196141

$795,000

$483/sq ft

13 Harbourside Lane · Hilton Head Island, SC 29928

2

Beds

2.5

Baths

1,647

Sq Ft

1983

Built

Condominium$483/sq ft56 days on market
WaterfrontMarina ViewWater ViewPoolHOA Community

What stands out

  • Waterfront — Deep Water/Limited Access
  • Marina, Water views
  • Private pool
  • Outdoor living: Patio

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

This beautifully updated 2 bedroom, 2.5 bath Harbourside II villa puts you at the heart of Shelter Cove Marina. A unique additional window frames stunning marina views from your living room, while the expansive balcony delivers the premier vantage point for Shelter Cove's beloved fireworks and live concert series. Both bedrooms feature en suite baths; a half bath serves the main living area. Interior updates include smooth ceilings, crown moulding and baseboards, additional bar area, freshly painted, new furnishing…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($159,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly

$4,571/mo

Principal & Interest$4,007
Property tax (owner-occ. 4%, est.)$331
Homeowners insurance (est.)$232
Loan amount$636,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $795,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $5,201/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
2
Half Baths
1
Living Area
1,647 sq ft
Levels
Two
Flooring
Carpet, Tile, Wood
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Wet-Bar, Cable TV/Available, Dryer, Washer, Wine Cooler, Built-In Electric Oven
Heating
Electric, Central
Cooling
Electric, Central Air
Water Heater
Electric
Interior Features
Ceiling Fan(s), Entrance Foyer, Recessed Lighting, Wet Bar

Exterior & Lot

Parking
Parking Lot, Paved, Permit Required, Unassigned
Porch / Patio
Patio
Pool
Community
View
Marina, Water
Waterfront
Deep Water/Limited Access

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)
Regime Fee
Yes

Financial & Terms

List Price
$795,000
Price / Sq Ft
$483
Annual Taxes
$5,201
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 56 days.

  1. Status: Active

    May 3, 2026

  2. New Listing

    May 3, 2026

  3. Came on market

    May 3, 2026

  4. Listed for sale

    May 1, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $684,058–$787,472).
Sold homeSold price$/sqftClosed
107 Lighthouse Road 2268, Hilton Head Island, SC 299282 bd · 1,600 sqft$765,000$478Jun 2026
19 Stoney Creek Road 283, Hilton Head Island, SC 299282 bd · 1,565 sqft$650,000$415May 2026
63 Shipyard Drive 405, Hilton Head Island, SC 299282 bd · 1,536 sqft$690,000$449May 2026
13 Lenora Drive, Hilton Head Island, SC 299262 bd · 1,777 sqft$825,000$464Jun 2026
45 Queens Folly Road 592, Hilton Head Island, SC 299282 bd · 1,459 sqft$680,000$466May 2026

Recent closed sales of similar homes nearby (this list price is $795,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

13 Harbourside Lane 7164, Hilton Head Island, SC 29928

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~17.7 mi

  • Bluffton

    ~8.7 mi

  • Hilton Head Island

    ~2.8 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Christina Galbreath-Gonzalez, BHHS Hilton Head Bluffton Real.

Listing data last updated May 3, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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