$569,000
$552/sq ft3 Shelter Cove Lane · Hilton Head Island, SC 29928
2
Beds
2
Baths
1,031
Sq Ft
1985
Built
What stands out
- Waterfront — Lagoon
- Water views
- Private pool
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
Listing description
Stunning top floor unit, turnkey, fully furnished and rental ready! This 2BR, 2BA villa in The Anchorage at Shelter Cove offers 1,150 sq. ft. with an updated kitchen featuring white cabinetry, granite countertops, stainless steel appliances and plenty of storage. The open living and dining area has vaulted ceilings, crown moulding and tons of natural light, with access to a spacious covered balcony overlooking the lagoon and fountain. Unit has designated covered carport space. Recent updates include a new roof and…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-09-17 — a benchmark, not your rate.
Estimated all-in monthly
$3,416/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $569,000 price, 20% down, 6.95% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $4,734/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Living Area
- 1,031 sq ft
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Microwave, Dishwasher, Refrigerator, Dryer, Washer
- Heating
- Central
- Cooling
- Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s)
Exterior & Lot
- Construction
- Stucco
- Roof
- Metal
- Parking
- Carport
- Carport
- 1 space
- Pool
- Community
- View
- Water
- Waterfront
- Lagoon
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $569,000
- Price / Sq Ft
- $552
- Annual Taxes
- $4,734
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 4 days.
Status: Active
Sep 20, 2026
New Listing
Sep 20, 2026
Came on market
Sep 20, 2026
Listed for sale
Sep 18, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
Ask anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
3 Shelter Cove Lane 7460, Hilton Head Island, SC 29928
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~17.8 mi
Bluffton
~8.4 mi
Hilton Head Island
~2.7 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Roger Daly, eXp Realty LLC - Bluffton.
Listing data last updated September 21, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.