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ActivePrice ReducedMLS# 195879

$798,000

$308/sq ft

15 Osprey Circle · Okatie, SC 29909

3

Beds

2.5

Baths

2,591

Sq Ft

1999

Built

Single Family Residence$308/sq ft59 days on market
Garden ViewTrees/Woods ViewPoolGarageFireplaceHOA CommunityVA-Friendly Financing

What stands out

  • Garden, Trees/Woods views
  • Attached garage
  • Fireplace
  • Private pool
  • Outdoor living: Screened Porch, Patio
  • Accepts VA financing
  • 0.59-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Located on desirable Osprey Circle, this beautifully maintained one-level 3-bedroom home offers a move-in ready opportunity with thoughtful updates throughout. Surrounded by native hardwoods, magnolias, and palms, the property provides exceptional privacy, serene views, and great elevation. The 2025 renovated kitchen features new appliances, custom hood, large wine cooler, coffee bar, and added pantry. Interior updates include fresh paint, updated lighting, and select new flooring. Enjoy outdoor living with a new s…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly

$5,593/mo

Principal & Interest$5,028
Property tax (owner-occ. 4%, est.)$333
Homeowners insurance (est.)$233
Loan amount$798,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $798,000 price, 0% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $8,842/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
2,591 sq ft
Flooring
Carpet, Tile, Wood
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Vent Exhaust Fan, Fireplace/Equipment, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer
Heating
Electric, Heat Pump, Propane Leased, Central
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.59 acres
Construction
Stucco
Foundation
Raised
Roof
Composition
Parking
Attached, Garage, Golf Cart Garage
Porch / Patio
Screened Porch, Patio
Pool
Community
View
Garden, Trees/Woods
Exterior Features
Outdoor Grill, Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Water Available

Community & HOA

HOA
Yes (fee not listed)
Regime Fee
Yes

Financial & Terms

List Price
$798,000
Price / Sq Ft
$308
Annual Taxes
$8,842
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 59 days.

  1. Price Reduced

    Jun 4, 2026

  2. Status: Active

    Apr 28, 2026

  3. Came on market

    Apr 28, 2026

  4. Listed for sale

    Apr 20, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $542,398–$846,890).
Sold homeSold price$/sqftClosed
7 Vespers Way, Okatie, SC 299093 bd · 2,527 sqft$529,000$209Feb 2026
108 Fernleaf Lane, Okatie, SC 299093 bd · 2,677 sqft$875,000$327May 2026
83 Osprey Circle, Okatie, SC 299093 bd · 2,722 sqft$879,000$323Jun 2026
416 Freshwater Lane, Okatie, SC 299093 bd · 2,443 sqft$688,000$282Apr 2026
70 Fern Leaf Lane, Okatie, SC 299093 bd · 2,437 sqft$765,000$314Mar 2026

Recent closed sales of similar homes nearby (this list price is $798,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

15 Osprey Circle, Okatie, SC 29909

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.3 mi

  • Bluffton

    ~6.3 mi

  • Hilton Head Island

    ~10 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Emily Kearney, Coastal R. E. Solutions II.

Listing data last updated June 4, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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