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ActiveMLS# 196615

$1,399,000

$488/sq ft

150 Palmetto Bluff Road · Bluffton, SC 29910

4

Beds

3.5

Baths

2,865

Sq Ft

1993

Built

Single Family Residence$488/sq ft35 days on market
WaterfrontPool ViewPond ViewPoolGarageFireplaceFenced YardNo HOA

What stands out

  • Waterfront — Pond
  • Pool, Pond views
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Front Porch, Rear Porch, Side Porch
  • Fenced yard
  • No HOA

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Tucked behind wrought iron gates on over four private, fenced acres, this extraordinary Lowcountry estate offers a blend luxury and functionality. Framed by majestic old oak trees and designed for peaceful country living, the property features a stocked fishing pond, sparkling pool with waterfall spa, detached guest accommodations, equestrian amenities, and endless space to enjoy the outdoors. The stunning main residence welcomes you with classic Southern curb appeal, highlighted by an inviting wraparound porch per…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($279,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-02 — a benchmark, not your rate.

Estimated all-in monthly

$8,014/mo

Principal & Interest$7,023
Property tax (owner-occ. 4%, est.)$583
Homeowners insurance (est.)$408
Loan amount$1,119,200
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,399,000 price, 20% down, 6.43% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
3
Half Baths
1
Living Area
2,865 sq ft
Levels
Two
Flooring
Carpet, Tile, Wood, Luxury Vinyl
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer
Heating
Electric, Heat Pump, Zoned, Central
Cooling
Electric, Heat Pump, Zoned, Central Air
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s), Chandelier, Walk-In Closet(s), Master Downstairs

Exterior & Lot

Lot Size
4 acres
Construction
Frame, Cedar
Foundation
Crawl
Roof
Composition
Parking
Driveway, Garage Faces Rear, Gravel, Workshop in Garage
Porch / Patio
Front Porch, Rear Porch, Side Porch
Fencing
Full
Pool
In Ground, Private
View
Pool, Pond
Waterfront
Pond

Utilities

Water
Private, Irrigation Well
Sewer
Septic Tank
Utilities
Water Not Connected, Sewer Not Connected

Community & HOA

HOA
None

Financial & Terms

List Price
$1,399,000
Price / Sq Ft
$488
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 35 days.

  1. Status: Active

    Jun 5, 2026

  2. New Listing

    Jun 5, 2026

  3. Came on market

    Jun 5, 2026

  4. Listed for sale

    May 29, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $544,667–$1,141,738 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
493 Flatwater Drive, Bluffton, SC 299104 bd · 2,823 sqft$1,125,000$399Jul 2026
50 Hartwell Road, Bluffton, SC 299104 bd · 2,801 sqft$532,500$190Jul 2026
11 Hunting Court, Bluffton, SC 299104 bd · 2,662 sqft$796,940$299Jun 2026
212 Goethe Road, Bluffton, SC 299104 bd · 2,603 sqft$800,000$307Jun 2026
14 Ashford Place, Bluffton, SC 299104 bd · 3,150 sqft$880,000$279Jul 2026

Recent closed sales of similar homes nearby (this list price is $1,399,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

150 Palmetto Bluff Road, Bluffton, SC 29910

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~21.6 mi

  • Bluffton

    ~5 mi

  • Hilton Head Island

    ~11.3 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Denise F. Horry, Keller Williams.

Listing data last updated July 6, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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