$748,000
$460/sq ft16 Lakeview Lane · Harbor Island, SC 29920
3
Beds
2.5
Baths
1,626
Sq Ft
2025
Built
What stands out
- Waterfront — Marsh
- Trees/Woods views
- Outdoor living: Screened Porch, Porch
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Ready for island living in a lush and private area on Harbor Island? Ocean Marsh is a golf cart ride away from the beach and multiple amenities. Proposed new construction marsh front custom three bedroom two and a half bath home with nine foot ceilings and 575 square feet of deck and porches. Respected builder, JOCO, will build your island dream house on the marsh to suit your style. Room for 3 cars and a golf cart. Elevator can be added for 27K. Plans are approved and in place but you choose cabinets, countertops,…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$4,505–$4,740/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $748,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 1,626 sq ft
- Levels
- Two
- Heating
- Central
- Cooling
- Central Air
- Water Heater
- Electric
Exterior & Lot
- Lot Size
- 90x90x110x107
- Construction
- HardiPlank Type
- Foundation
- Elevated
- Roof
- Composition
- Carport
- 3 spaces
- Porch / Patio
- Screened Porch, Porch
- View
- Trees/Woods
- Waterfront
- Marsh
- Exterior Features
- Storage
Utilities
- Water
- Public
Community & HOA
- HOA Fee
- $1,679 / annually
Financial & Terms
- List Price
- $748,000
- Price / Sq Ft
- $460
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 357 days.
Price Reduced
Dec 29, 2025
Status: Active
Jul 3, 2025
Listed for sale
Jul 3, 2025
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 3 Ocean Marsh Lane, Harbor Island, SC 299203 bd · 1,624 sqft | $550,000 | $339 | Aug 2025 |
| 9 Nautical Watch Way, Harbor Island, SC 299203 bd · 1,517 sqft | $660,000 | $435 | Jun 2026 |
| 35 Lakeview Lane, Harbor Island, SC 299203 bd · 1,798 sqft | $639,000 | $355 | Jun 2026 |
| 71 Harbour Key Drive, Harbor Island, SC 299203 bd · 1,800 sqft | $540,000 | $300 | Jun 2026 |
| 30 Lakeview Lane, Harbor Island, SC 299203 bd · 1,875 sqft | $649,000 | $346 | May 2026 |
Recent closed sales of similar homes nearby (this list price is $748,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
16 Lakeview Lane, Harbor Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~13.6 mi
Bluffton
~26.9 mi
Hilton Head Island
~22.1 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Marie Annice Phillips, The HomesFinder Realty Group.
Listing data last updated February 9, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.