$1,200,000
$429/sq ft168 Cutter Circle · Bluffton, SC 29909
4
Beds
4.5
Baths
2,794
Sq Ft
2024
Built
What stands out
- Trees/Woods views
- Garage parking
- Fireplace
- Private pool
- Outdoor living: Patio, Covered Patio, Porch, Covered, Front Porch, Rear Porch
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Custom-built Lowcountry living in the sought-after Riverbend section of Sun City. Completed in January 2024, 168 Cutter Circle showcases luxury finishes and a peaceful wooded view on a .35-acre lot. This 4-bedroom, 4.5-bath home features 3 bedrooms and 3.5 baths on the main level. Every bedroom includes a private ensuite and custom closet. Interior highlights include hardwood floors, 12-foot ceilings, batten board, wainscoting, coffered ceilings, quartz countertops, marble backsplash, natural gas appliances, and…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$8,492–$8,727/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,200,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $16,526/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 4
- Half Baths
- 1
- Living Area
- 2,794 sq ft
- Levels
- Two
- Flooring
- Wood
- Appliances
- Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Fireplace/Equipment, Auto/Gar/Opener, Dryer, Washer, Wine Refrigerator
- Heating
- Natural Gas, Central
- Cooling
- Central Air
- Fireplace
- 1
- Water Heater
- Gas
- Interior Features
- Ceiling Fan(s), Beamed Ceilings, Chandelier, Coffered Ceiling(s), Crown Molding, Double Vanity, Entrance Foyer, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Master Downstairs
Exterior & Lot
- Lot Size
- 0.35 acres
- Construction
- HardiPlank Type
- Foundation
- Slab
- Roof
- Composition
- Parking
- Driveway, Garage, Garage Faces Side, Golf Cart Garage
- Porch / Patio
- Patio, Covered Patio, Porch, Covered, Front Porch, Rear Porch
- Pool
- Community
- View
- Trees/Woods
- Exterior Features
- Rain Gutters
Utilities
- Sewer
- Public Sewer
Community & HOA
- HOA
- Yes (fee not listed)
Financial & Terms
- List Price
- $1,200,000
- Price / Sq Ft
- $429
- Annual Taxes
- $16,526
- Financing Accepted
- Conventional, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 2 days.
Status: Active
Jul 9, 2026
New Listing
Jul 9, 2026
Came on market
Jul 9, 2026
Listed for sale
Jul 2, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 50 Hartwell Road, Bluffton, SC 299104 bd · 2,801 sqft | $532,500 | $190 | Jul 2026 |
| 493 Flatwater Drive, Bluffton, SC 299104 bd · 2,823 sqft | $1,125,000 | $399 | Jul 2026 |
| 11 Hunting Court, Bluffton, SC 299104 bd · 2,662 sqft | $796,940 | $299 | Jun 2026 |
| 212 Goethe Road, Bluffton, SC 299104 bd · 2,603 sqft | $800,000 | $307 | Jun 2026 |
| 14 Ashford Place, Bluffton, SC 299104 bd · 3,150 sqft | $880,000 | $279 | Jul 2026 |
Recent closed sales of similar homes nearby (this list price is $1,200,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
168 Cutter Circle, Bluffton, SC 29909
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~17.1 mi
Bluffton
~6.6 mi
Hilton Head Island
~12.3 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Taylor Lomprez, Keller Williams Realty.
Listing data last updated July 9, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.