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ActivePrice ReducedMLS# 195351

$1,650,000

$490/sq ft

168 Davis Love Drive · Fripp Island, SC 29920

4

Beds

4.5

Baths

3,368

Sq Ft

2007

Built

Single Family Residence$490/sq ft80 days on market
WaterfrontGolf Course ViewCreek/Stream ViewPoolGarageFireplaceHOA Community

What stands out

  • Waterfront — Creek, Marsh
  • Golf Course, Creek/Stream views
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Screened Porch, Covered Patio, Deck

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

What to know about this home

  • At $1,650,000 ($490/sqft), this home appears within the range of recent comparable Fripp Island sales, though the comp range is wide ($275–$516/sqft) so pricing deserves a closer look with an agent.
  • It sits in FEMA Zone AE, a Special Flood Hazard Area, meaning flood insurance is required with a federally backed mortgage — budget for that cost on top of the mortgage payment.
  • The listed tax is $4,169/yr under the current owner, but if you use it as a primary residence, the estimated owner-occupant tax is around $8,250/yr — a meaningful difference worth factoring in.
  • The home has been on market 80 days with at least one price reduction, which suggests some negotiating room may exist.
  • The golf course and creek views plus waterfront position are real draws on Fripp Island, but the 0.12-acre lot is small, so outdoor space is limited.
  • Fripp Island is a private gated community about 13 miles from downtown Beaufort — it's a genuine island lifestyle, but the commute to MCAS Beaufort (roughly 17 miles straight-line) and daily errands off-island is something to think through before committing.

An honest read generated from this listing's own data (price, flood zone, history, estimates) — not marketing copy. Dollar figures are estimates. Anything not in the data, we verify with you.

Listing description

Welcome to coastal luxury living at its finest! 168 Davis Love Drive is located on beautiful Fripp Island, perfectly positioned to capture serene marsh views and gorgeous sunsets. This stunning residence, built by premier builder Andy Meloan of A & D Home Builders, offers an exceptional blend of LowCountry charm and modern comfort. From the moment you arrive, you're greeted by timeless coastal architecture, lush landscaping, and a welcoming atmosphere that invites you to slow down and savor island life. This…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($330,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$9,667–$9,902/mo

Principal & Interest$8,317
Property tax (owner-occ. 4%, est.)$688
Homeowners insurance (est.)$481
HOA dues$116
Flood ins. (required, est. range)$65$300
Loan amount$1,320,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,650,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $4,169/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
4
Half Baths
1
Living Area
3,368 sq ft
Levels
Two
Flooring
Carpet, Wood
Appliances
Gas Range, Dishwasher, Refrigerator, Disposal, Vent Exhaust Fan, Fire Alarm, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Built-In Electric Oven
Heating
Electric, Heat Pump, Central
Cooling
Electric, Heat Pump, Central Air
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s), Double Vanity, Entrance Foyer, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s)

Exterior & Lot

Lot Size
0.12 acres
Construction
Stucco
Foundation
Elevated
Roof
Composition, Metal
Parking
Concrete, Driveway, Garage, Workshop in Garage
Porch / Patio
Screened Porch, Covered Patio, Deck
Pool
Community
View
Golf Course, Creek/Stream
Waterfront
Creek, Marsh

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,387.76 / annually
Regime Fee
Yes

Financial & Terms

List Price
$1,650,000
Price / Sq Ft
$490
Annual Taxes
$4,169
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 80 days.

  1. Price Reduced

    May 30, 2026

  2. Status: Active

    Apr 6, 2026

  3. Came on market

    Apr 6, 2026

  4. Listed for sale

    Mar 23, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $926,844–$1,739,553).
Sold homeSold price$/sqftClosed
423 Wahoo Drive, Fripp Island, SC 299204 bd · 3,033 sqft$859,000$283Oct 2025
401 Wahoo Drive, Fripp Island, SC 299204 bd · 3,007 sqft$827,500$275Oct 2025
680 Dolphin Road, Fripp Island, SC 299204 bd · 3,001 sqft$1,550,000$516Mar 2026
119 Ocean Creek Boulevard, Fripp Island, SC 299204 bd · 2,984 sqft$1,165,000$390Nov 2025
142 Ocean Creek Boulevard, Fripp Island, SC 299204 bd · 2,928 sqft$1,130,000$386Jul 2025

Recent closed sales of similar homes nearby (this list price is $1,650,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

168 Davis Love Drive, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~12.9 mi

  • Bluffton

    ~21.9 mi

  • Hilton Head Island

    ~16.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Dennis Robinson, BHHS Bay Street Realty.

Listing data last updated May 30, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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