$2,100,000
$835/sq ft18 River Club Drive · Fripp Island, SC 29920
4
Beds
3.5
Baths
2,514
Sq Ft
1992
Built
What stands out
- Waterfront — Ocean Front
- Bridge(s), River, Bay, Beach, Ocean, Water views
- Attached garage
- Outdoor living: Screened Porch, Deck, Rear Porch, Wrap Around
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Perched high above the Atlantic Ocean, Fripp Inlet, and the protected beauty of Hunting Island State Park, 18 River Club is a truly extraordinary waterfront retreat offering some of the most breathtaking sunrise views on Fripp Island. Designed with distinctive Caribbean-inspired architecture, this one-of-a-kind property captures the essence of relaxed coastal luxury while providing exceptional privacy, flexibility, and low-maintenance island living. Situated on a beautifully elevated half-acre homesite, the prop…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$12,275–$12,510/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $2,100,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $13,468/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 3
- Half Baths
- 1
- Living Area
- 2,514 sq ft
- Levels
- Bi-Level, Two
- Flooring
- Tile, Luxury Vinyl
- Appliances
- Electric Range, Refrigerator, Auto/Gar/Opener, Unfurnished, Tankless Water Heater
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Water Heater
- Gas, Electric, More Than One, Tankless
- Interior Features
- Ceiling Fan(s), Entrance Foyer, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, Master Downstairs
Exterior & Lot
- Lot Size
- 25x237x116x121x136x156
- Construction
- Frame, Cedar
- Foundation
- Elevated
- Roof
- Metal
- Parking
- Attached, Circular Driveway, Detached, Direct Access, Driveway, Garage, Golf Cart Garage, On Site, Outside, Storage
- Porch / Patio
- Screened Porch, Deck, Rear Porch, Wrap Around
- View
- Bridge(s), River, Bay, Beach, Ocean, Water
- Waterfront
- Ocean Front
- Exterior Features
- Storage, Rain Gutters, Hurricane Shutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- HOA Fee
- $1,378 / annually
- Regime Fee
- Yes
Financial & Terms
- List Price
- $2,100,000
- Price / Sq Ft
- $835
- Annual Taxes
- $13,468
- Financing Accepted
- Conventional, Cash
- Zoning
- PUD
Listing activity
On the market for 50 days.
Status: Active
May 26, 2026
New Listing
May 26, 2026
Came on market
May 26, 2026
Listed for sale
May 25, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 573 Remora Drive, Fripp Island, SC 299204 bd · 2,600 sqft | $705,000 | $271 | Apr 2026 |
| 799 Marlin Drive, Fripp Island, SC 299204 bd · 2,358 sqft | $1,979,000 | $839 | Jan 2026 |
| 378 Wahoo Drive, Fripp Island, SC 299204 bd · 2,336 sqft | $1,350,000 | $578 | Mar 2026 |
| 181 Davis Love Drive, Fripp Island, SC 299204 bd · 2,712 sqft | $1,618,500 | $597 | Jan 2026 |
| 285 Deer Lane, Fripp Island, SC 299204 bd · 2,247 sqft | $1,141,000 | $508 | Jul 2026 |
Recent closed sales of similar homes nearby (this list price is $2,100,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
18 River Club Drive, Fripp Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~13.6 mi
Bluffton
~24.1 mi
Hilton Head Island
~18.7 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Todd McDaniel, BHHS Bay Street Realty.
Listing data last updated June 8, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.